Domain on APRA’s new lending limits: A guardrail, not a handbrake

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Domain has described the Australian Prudential Regulation Authority’s (APRA) announcement of a new 20% limit on high debt-to-income (DTI) mortgage lending as a proactive, measured intervention designed to manage systemic... Read more continue reading

Gen Z leads surge in first home buying intentions as optimism grows among young Australian

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More than one in three (35%) Gen Z Australians plan to buy their first home within five years, according to Westpac’s latest Home Ownership Report. Intentions have jumped five percentage... Read more continue reading

Mortgage offset accounts may deepen wealth divide, new research reveals 

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Mortgage offset accounts are widely used across Australia, yet their financial benefits disproportionately favour wealthier households, a new study from the University of Sydney has revealed, raising important questions about... Read more continue reading

Sharp building approvals in 1Q drop highlights shortage in housing

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Simon Arraj, Founder and Responsible Manager of Vado Private, believes further cuts in interest rates this year could stimulate construction activity and help to lift housing supply in Australia’s biggest cities,... Read more continue reading

Block Earner announces crypto-backed home loans

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Block Earner, one of Australia’s leading digital asset fintechs, has launched the country’s first Bitcoin-backed home loan, allowing crypto holders to use Bitcoin as security for deposit finance to enter... Read more continue reading

AMP Bank launches Australia’s first 10-year interest-only home loan with no reassessment

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Key points: The innovative new home loan is available to eligible borrowers including retirees, pre-retirees, investors and owner-occupiers AMP Bank becomes the first retail bank in Australia to offer this... Read more continue reading

‘Rent-vesting’ on the rise as more Australians look to buy in 2025

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Westpac research has found more than half (54%) of first home buyers are considering ‘rent-vesting’ to get into the property market – up 4 per cent from this time last... Read more continue reading

Home loan demand hit by higher rates, first home buyers hit the most

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Demand for new home loans eased in May,  with first home buyer demand hit the hardest, while investors demand for mortgages also dipped, but remains very strong overall, leaving investors... Read more continue reading

Thinktank announces successful closure of $750 million residential mortgage-backed securities transaction

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Leading independent property lender specialising in commercial and residential mortgages, Thinktank, has successfully closed its first residential mortgage-backed securities (RMBS) issue in 2024 totalling A$750 million. This RMBS issuance marks... Read more continue reading

Rate hike will decimate homebuyer and investor activity

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Yesterday’s cash rate decision will decimate homebuyer and investor activity, which has already fallen off a cliff since May last year, according to one of the nation’s most awarded mortgage... Read more continue reading