Welcome to the first of a 3-part CPD mini-series from AdviserVoice’s Ray Griffin. In this series Ray focuses on professional ethics and how, in day-to-day practice, you might deal with ethical issues that arise. At some point – Ray claims – an adviser will be placed in a situation where she will face a dilemma [...]
continue readingIn Part 1 of his CPD paper on asset allocation modeling, Ray Griffin detailed a step-by-step process to deploying a top down approach to designing balanced client portfolios. In Part 2, he now goes deeper into asset allocation and portfolio risk management but first he outlines stress testing as a means of understanding the impact [...]
continue readingA few weeks ago, for some unknown reason, I glanced at the local newspaper’s glossy real estate insertion into the weekend edition. As a small farm dweller for almost twenty years, one ad caught my eye because of the photograph accompanying the pitch. It was a very peaceful scene: a river setting with a gently [...]
continue readingWelcome to Part 1 of Ray Griffin’s paper on top down asset allocation modeling. In this 2 part series Ray walks you through the process of developing investment portfolios using a disciplined methodology designed to achieve a return on investment, along with portfolio risk management. At any time asset allocation is centred on the two [...]
continue reading10
Dec
2012
In his last CPD article for 2012, Ray Griffin explains why portfolio asset allocation models in the 20 teens should be substantially different to those of the 1990s and pre-GFC era. While he argues for change in portfolio allocations he also cites evidence of a key, unchanging, portfolio income fundamental. ‘Change my way of thinking’ [...]
continue reading
Welcome to the latest CPD article from Ray Griffin in which he explores what for some is the most difficult thing to do in professional practice – to ‘let a client go’. Ray helps you realise when it’s not working between you and a client and then guides you through the letting go, with a [...]
continue readingIn his latest article for AdviserVoice, Ray Griffin discusses how certain words can create unrealistic expectations for clients that can only end in disappointment. Ray steps you through the danger zones with some suggestions on how to more carefully set your clients’ expectations. Promises promises! A website can make pretty much anything look good. We’ve [...]
continue reading
Do you think the market and the changing legislation is the only threat? Portfolio management is getting easier for all. Next time you’ve got a few minutes to spare, enter the following words into your favorite search engine –investment portfolio management software. You’re likely to get in excess of ten pages of site listings which [...]
continue readingIf you live in a so-called ‘advanced’ western economy, one word you’re going to hear a lot more of over the next decade or so is tax. And you can be reasonably sure that when the word tax is used it will not be followed by the word ‘cuts’. Short and sweet – too many [...]
continue reading
There’s one thing that can be said with great certainty about superannuation and that is that for more than two decades it has languished in a vacuum of politics and ideology. While on an international comparison basis Australia has a highly advanced retirement savings system, it’s far from perfect and one of its biggest failings [...]
continue reading
0 comments