CPD: The great unwind of the Federal Reserve’s balance sheet, and whether it actually matters

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Gyrations in equity markets over the past three months have been significant. After a -4.2% decline in December and -11% fall for the final quarter of 2018, global equities have recovered strongly, up 9.5% so far this year. Much of this volatility can be attributed to geopolitical concerns and trade, but focus on the Federal […]

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TAL equips advisers to better understand business insurance

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TAL, a leading Australian life insurance specialist, is running a series of national education workshops on business insurance advice to help financial advisers to better support their customers in this space. Run through TAL’s industry leading product-agnostic Risk Academy, the workshops are presented by TAL’s National Technical Manager, Scott Hoger, and they focus on the technical skills […]

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Labor’s negative gearing policy – A market update

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SQM Research, Australia’s most recognised property investment research house, yesterday released a report into the likely housing market effects of The Labor Party’s proposal to change negative gearing, taking into account current housing market conditions. This research is an update on its initial paper released in June 2016 – a time when the housing market […]

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Can an SMSF be liable for foreign purchaser surcharge duty?

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John and Mary, a married couple, are members and individual trustees of their SMSF and their benefits in the fund represent 10% (John) and 90% (Mary) of the total value of the fund respectively. John is a foreign person for the purposes of the surcharge duty in NSW. Is the SMSF subject to surcharge duty […]

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SMSFs: Untouched by Hayne; Jumbo size; Unwinding LRBAs

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SMSFs suffer no pain from Hayne Two key issues on Superannuation from the Hayne Royal Commission were Agency Conflict and Invisibility of Fees (especially for no service). These two issues could be summarised as essentially poor and conflicted governance. These structural issues are not present in SMSFs – as, in general, members and the controllers […]

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5 steps women can take to lift their retirement confidence

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New research has found that women continue to lag well behind men in all aspects of retirement confidence and preparedness. The Qantas Super CSBA Retirement Confidence Index (RCI) is the only quarterly barometer of Australian adults’ retirement confidence and asks respondents to rate their confidence in having enough money to retire comfortably, awarding a score of between 0 […]

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ESG engagement driving major change in corporate practices

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Måns Carlsson-Sweeny, Head of ESG Research at Ausbil Investment Management, said 2018 was a significant year in terms of ESG developments for Australian businesses. “Over the year we saw the Royal Commission on Misconduct in the Banking, Superannuation and Financial Services Industry, a Government Inquiry into the franchise industry, various shareholder resolutions on ESG issues […]

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AMP monthly data reveals superannuation hot topics

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Accessing super and understanding the conditions for release was the key issue financial advisers helped their clients with last month, according to AMP’s technical superannuation adviser support team. Data from more than 2000 calls made by advisers in February showed a spike in queries about early access to super. AMP’s team of technical superannuation experts […]

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What is collaborative intergenerational estate planning?

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Example 1: Planning while family is able to decide It’s estate planning which involves thinking outside the immediate family unit and looking at future generations. A key issue is in protecting assets for generations from creditors and unexpected financial threats. Let’s say you’re a medical doctor in sole practice, so you’ve been very careful over […]

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The future of unlisted infrastructure

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Sophisticated investors increased their exposure to unlisted assets last year in their quest for more consistent returns, resulting into record capital flowing into infrastructure funds. Investors allocated US$85 billion to unlisted infrastructure funds last year, up $10bn on 2017, according to Preqin. This was the third annual record amount of investment in the asset class, […]

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