Advisers should rethink “bucket strategy” in low interest rate environment

From

Advisers need to rethink their “bucket strategy” in light of the historically low interest rate environment, and consider changes to cash buckets in order to generate more return for their clients, particularly retirees, says Stuart Dear, deputy head of fixed income at Schroders. “Many retirees rely on their allocation to cash to meet their day-to-day […]

continue reading

Zenith sector review: international shares – emerging markets and Asian equities

From

Do investors gain emerging market exposures indirectly through Australian equities? What is the optimal emerging market exposure for an international equities portfolio? These are the questions Zenith seeks to answer in our 2019 Emerging Market & Asian Equities Sector Report. Given the strong historical relationship between Australian and emerging market equities, investors have traditionally found […]

continue reading

One in four big bank customers have left or intend to leave after failure to pass on rate cuts

From

New research from comparison site Mozo has found that a whopping 70% of Australians do not trust the big banks, with half of that number losing confidence after their failure to pass on recent rate cuts. One in four big bank customers have left or intend to move to a non-four lender, equating to roughly […]

continue reading

CPD: Asset allocation – the driver of portfolio returns

From

Modern Portfolio Theory, pioneered by Harry Markowitz in 1952, introduced investors to the risk/return trade-off. It focused on how investors can construct a portfolio to maximise expected return for a given level of risk. This allocation of money into investible assets has evolved over time to become an integral part of investing. This article will […]

continue reading

CPD: Estate planning – overcoming client objections

From

Financial advisers are ideally positioned to initiate and project manage the process of implementing an estate plan. Unfortunately, there are those clients who don’t believe they need an estate plan or feel that having made a Will is sufficient to protection for their estate. In this article by Zurich, common objections – and possible responses […]

continue reading

Australian investors increasingly turning to fixed income ETFs 

From

Bond ETFs are transforming how Australian investors access fixed income markets by bringing convenience and transparency to a historically hard-to-access asset class. At BlackRock, we see investors increasingly turning to fixed income ETFs for their rich diversity of exposures and good value. In June 2019, bond ETF assets topped $1 trillion USD globally. In Australia, […]

continue reading

CPD: Estate planning – where there’s a Will there’s a way

From

Often, when people think of estate planning, they focus on the consequences following death. As a result, they often do not appreciate that there are many documents which need to be properly drafted as part of their estate planning. Of those, the Will is a key document, along with Powers of Attorney, and Testamentary Trusts. […]

continue reading

SuperFriend and MetLife pilot innovative approach for customers

From

Workplace mental health specialist SuperFriend has been working with life insurance partner, MetLife Australia, to pilot an innovative new program designed to provide enhanced support to customers navigating a claim. The program uses a Person-Centred Communication approach (also known as ‘motivational interviewing’), which has delivered improved outcomes internationally for both customers and the claims management […]

continue reading

Superannuation Summit: ‘Rebooting the system that is failing many Australians’

From

Australia’s newest independent think tank is celebrating its launch by arranging a star-studded discussion on the future viability of Australia’s superannuation system, just weeks before a government review body is to issue a public consultation paper on the topic. The not-for-profit Crescent Think Tank, formed by a group of Australian and overseas academics, has confirmed former ACTU Secretary Bill […]

continue reading

CPD: Beyond the conflict, we see solutions

From

It has been 50 years since the start of what is locally called ‘The Troubles’—a civil war in Northern Ireland that over a 30-year period lead to the death of over 3,500 people and injured or killed just under 2% of the population. Northern Ireland is where Johnny Russell, portfolio manager, Nikko AM global equity […]

continue reading