Economic Value Added

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At the heart of successful investing is the question of the valuation of assets. It is often possible to make money from low quality assets if they can be bought cheaply enough, and to lose money on good quality assets if the price paid is too high, but identifying the correct price in advance is […]

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New training program to boost AMP’s life insurance capabilities

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AMP today unveiled a new training program to boost specialist expertise in life insurance across the company. AMP, in conjunction with the Australian and New Zealand Institute of Insurance and Finance (The Institute), has developed the Certificate IV in Life Insurance training program. The program is designed to increase knowledge and skills of AMP staff […]

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Personal Investment Policy Statements

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It is standard practice for professional fund managers to prepare an Investment Policy Statement (IPS) to guide investment decisions and to force them to be clear about exactly what the investment objectives are, how they are going to be met and how the investments are to be managed.  For similar reasons, self managed superannuation funds […]

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Intestacy

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Each State has its own laws and arrangements that apply when someone dies without a will. The NSW law on intestacy changed on 1 March 2010, and so this is an opportune time to briefly explain the changes for the benefit of NSW advisers and for advisers everywhere to review the importance of ensuring that […]

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Warrant Fundamentals

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Financial planners do not typically provide much advice on direct derivative strategies, wisely leaving this type of activity to specialists within stock-broking firms. Some clients, however, may benefit from the prudent use of warrants within their self-managed superannuation funds, and the obligation to keep competencies up to date applies to all areas in which an […]

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New report reveals Australians are seriously underinsured

First- time ever figures: Over one in five working age parents will die, become seriously ill or injured, new research shows • Personal underinsurance expected to cost the government $1.3 billion over 10 years • The typical Australian family will lose half (in some cases more) of its income if a parent dies or is […]

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