Can grandchildren be beneficiaries of BDBNs?

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Often a member of a superannuation fund (whether self-managed, industry or retail superannuation fund) will want to provide for their spouse and, if the spouse should predecease them to their children and, if one of the children predeceases them, to the issue of the deceased child; that is, their grandchildren. Consider the position of Xander […]

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Schroders launches income-based active ETF 

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Schroders has launched an active fixed income exchange traded fund (ETF) on Chi-X Australia (Exchange code: PAYS) with the aim of helping investors strengthen the defensive allocation within their portfolios by boosting income, while seeking to protect capital. PAYS delivers exposure to the Schroder Absolute Return Income Fund, which has a track record of meeting investors’ […]

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Country focus comes to the fore in emerging markets

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It’s been a great year for emerging markets (EM). Through the third quarter, the major EM debt indexes were up sharply, as a lot of things have come together for the sector. There were fundamental improvements in a number of EM countries, although by no means all of them. And valuations were compelling. From a […]

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Market complexity and shift to alternatives turns global insurers to outsourced portfolio management

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Global insurers are turning to alternatives to fill the void left by meager bond returns over the past decade of ultra-low interest rates, reveals Natixis Investment Managers’ global survey of 200 CIOs and investment team members at life, property and casualty and reinsurance firms. A decade on from the financial crisis, investors still face significant […]

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Substituting your SMSF when off-the-plan is off-the-rails

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Bob and Susan can’t afford to complete their off-the-plan purchase unless they use their super. Bob and Susan signed a contract and placed a deposit in their personal capacity some time ago to acquire an off-the-plan apartment which is now nearing completion. The bank has valued the property lower than the original contract sale price […]

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Probate – a detailed overview from SuperCentral

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The process of probate may seem straightforward but, depending on the complexity of a client’s estate plan, along with family dynamics, it is not always easy to navigate. Here we cover some of the frequently asked questions about probate. What is probate? Simply, probate is the validating of a Will. Why does probate need to […]

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CPD: Walk a mile in your client’s shoes

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Australian insurance literacy is low by world standards. Australians who receive financial advice are more likely to have better literacy levels and a better understanding of their own position. In this article, Zurich explores the need for advice and provides some strategies for articulating your value to clients. The need for risk advice There’s a […]

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NSW: The first trillion-dollar economy in Australia

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NSW Chief Economist Stephen Walters yesterday launched the landmark NSW 2040 Economic Blueprint: Investing in the State’s Future. The Blueprint presents a 20-year economic vision for the State, with strategies and recommendations to ensure a sustainable fiscal and economic future for the people of NSW. “The Economic Blueprint was prepared after extensive consultation with industry, […]

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AMP to unite ‘lost’ shareholders with A$13 million in unclaimed dividends: is your client one of them?

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AMP Limited has launched a campaign to find 43,000 ‘lost’ shareholders and connect them with their holdings and A$13 million worth of unclaimed dividends. Lost shareholders own AMP shares but the company has exhausted all means to contact them or pay their dividends. In many cases, investors – most of whom are likely to now […]

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Examining the value of healthcare cost containment

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Nikko Asset Management’s global equities team has an investment philosophy that’s centred on the search for Future Quality in a company. Future Quality companies are those that are able to attain and sustain high cash returns on investment. We sat down with Greig Bryson, Portfolio Manager, to understand how they uncover Future Quality companies in […]

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