Can you really disentitle a person from your Will?

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Does violence towards the deceased end the relative’s chances of a successful claim against the Will? It doesn’t matter what sort of ‘family’ unit you have – nuclear, blended or a step-family – family relationships can be challenging and complicated. It’s usually not until a testator has passed away that their estate becomes disputed and […]

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Australian ETF industry breaks $40 billion barrier: BetaShares August 2018 Australian ETF Review

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Australia’s ETF industry has reached a new record high of $41.5 billion in funds under management (FUM) after an impressive month of growth, according to the BetaShares Australian ETF Review – August 2018. August saw the industry’s FUM grow by a significant 3.7% (or $1.5b), two thirds of which was driven by asset appreciation, and the […]

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Limited capacity clients and their estate plans

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Advisers can face many challenges when working with clients who they believe may have limited capacity. What does it mean to be mentally/legally incapable? What is the test that is applicable? “Advisers can feel like they are walking a tightrope between the law and the expectations of their client and their families when they start […]

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So, what happens when your interest-only loan expires?

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Borrowers need to be ready for the cash flow effects of moving from interest-only loans to generally higher repayments on principal & interest loans. Omniwealth Finance suggests that borrowers work through its Interest Only Loan Expiry Checklist to ease the cash flow squeeze. Interest-only options on home and investment loans have a limited life span, […]

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Australia ranked 6th globally for retirement outcomes in 2018 Natixis Global Retirement Index

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Australian retirees’ wellbeing is again ranked 6th in the world for the third year running, according to new research from Natixis Investment Managers. Australia’s ranking is largely attributed to an improvement in the “Finances” sub-indices, and stability in the “Health” and “Material Wellbeing” sub-indices, where it ranked 4th, 13th, and 21st respectively. The 2018 Global […]

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Reporting season dominated by cost pressures and high P/E- What does this mean for investors?

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The current Australian reporting season has largely overlooked the fundamentals, instead rewarding stocks with high P/E ratios regardless of lackluster earnings, according to the active equity specialist Martin Currie, an affiliate of Legg Mason, one of the world’s largest funds management groups. Martin Currie Australia, Chief Investment Officer, Reece Birtles says that despite the positive economic backdrop, […]

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Aberdeen Standard Investments announces partnership with The Australian National University, reflecting strength in ESG integration

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Aberdeen Standard Investments has announced a new partnership with The Australian National University (ANU), in which they will manage an Australian Fixed Income strategy with an emphasis on ESG. ANU Endowment Fund has selected Aberdeen Standard Investments to manage a strategy that invests in active Australian Fixed Income with an ESG overlay – facilitating the negative screening […]

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TAL extends musculoskeletal underwriting education initiative 

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TAL, a leading Australian life insurance specialist, has extended its musculoskeletal underwriting education initiative to focus on underwriting the spine following neck pain. This follows on from TAL’s initial launch of support tools around underwriting the spine following lower back pain. The initiative provides advisers and their clients with tools to better understand why underwriting exclusions for […]

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Vanguard offers investors greater choice with suite of ethically conscious funds

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Vanguard Australia has announced the launch of a range of Environmental, Social and Governance (ESG) funds, providing greater choice for investors who wish to reflect their values in their investment holdings. The Vanguard Ethically Conscious International Shares Index Fund and Vanguard Ethically Conscious Global Aggregate Bond Index Fund will offer investors access to broadly diversified international equities and international […]

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Debt free equity release continuing to be a popular alternative to Reverse Mortgages

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A review released this week by ASIC into the reverse mortgage market in Australia, has drawn attention to the need for safe and certain equity release solutions for older homeowners. Homesafe Solutions Pty Ltd, the provider of Homesafe Wealth Release®, the only competitive alternative to reverse mortgages in the equity release sector, welcomes the report’s […]

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