Super funds defy global chaos, remain on track for double-digit returns

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With geo-political tensions running hot, Australian super funds have held firm in the face of global uncertainty, delivering a modest positive return in May and remaining on track for double-digit returns for the 2018 financial year. According to superannuation research house SuperRatings, May return data shows super funds struggled through the month as global events, […]

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How to help customers make choices today that will benefit them tomorrow

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Superannuation is one of the most valuable products that working Australians own and yet one of the products they care least about. Forcing people to buy a product when the value can’t be unlocked for many years is a poor starting point for engagement. Not surprisingly, few choose to delay extra gratification today despite knowing […]

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SMSFs see spike in lump sum payments

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The latest findings from the SuperConcepts SMSF Investment Patterns Survey revealed a spike in the allocation of lump sum versus pension payments (19 per cent versus 81 per cent) in the first quarter of 2018. This is a reversal of trends from previous quarters which saw on average 10 per cent of payments as lump […]

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Australian Catholic Super re-commits to Parametric

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Australian Catholic Superannuation and Retirement Fund (ACSRF) has awarded the specialist implementation manager Parametric another $60 million of its international equities portfolio to manage under Parametric’s tax-managed indexing (TMI) strategy. ACSRF, which has $8.5 billion in assets and over 90,000 members, first awarded Parametric an international equity after-tax passive mandate in early 2016, and the […]

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CPD: Changing the shape of retirement

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Using prospect theory to align retirement design with real world outcomes Introduction Most people are aware that buying lottery tickets makes no sense. From a rational assessment of risk and return, the value of the ticket is probably less than the paper it’s printed on. And yet despite this, the lottery ticket industry continues to […]

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CPD: The investment challenge – balancing longevity and sequencing risk for Australian investors

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For many Australians, the primary goal of investing is to accumulate sufficient assets to fund a comfortable retirement. Whether it’s joining the grey nomads travelling the Australian countryside, seeing more of the world or spending quality time with the grandkids, each and every Australian has plans for their retirement. Throughout the savings journey, the investment […]

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UniSuper brings advice to members with branded on-campus centres

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UniSuper, the $66 billion superannuation fund for the higher education and research sector, has opened its first on-campus shop fronts, giving members direct and simple access to its broad range of financial advice services. The branded retail premises have been opened at Monash University, Sydney University, the University of New South Wales, the University of […]

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First Home Super Saver Scheme – Overview

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Under the First Home Super Saver Scheme (FHSS Scheme), eligible super members who make voluntary superannuation contributions can subsequently withdraw those contributions (and associated earnings) from the super system in order to acquire their first home.  The withdrawn contributions and associated earnings is the FHSS release amount. While the FHSS release amount, when paid, will […]

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The next two months may be last golden opportunity for LRBA

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The Government is proposing the introduction of new measures that will impact all Limited Recourse Borrowing Arrangements (LRBA), entered into or after 1 July 2018.  These measures, if enacted, will include a member’s share of any outstanding LRBA debt in the calculation of their total superannuation balance, which may have a flow-on effect on that […]

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More options to contribute to your superannuation

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Over the last 10 years, the ability of Australians to contribute more to superannuation has reduced. Superannuation is a great system which has led to Australia having the fourth largest pool of retirement savings in the world. This year there is a new strategy up your sleeve to help you contribute a little extra to […]

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