AdviserVoiceinvestment products Archives - AdviserVoice https://www.adviservoice.com.au/tag/investment-products/ Financial planner information & financial planner education/CPD - AdviserVoice Thu, 04 Jun 2026 21:30:42 +0000 en-US hourly 1 https://wordpress.org/?v=7.0 Bendigo Wealth launched – A new era in wealth management at Bendigo and Adelaide Bank https://www.adviservoice.com.au/2011/04/bendigo-wealth-launched-a-new-era-in-wealth-management-at-bendigo-and-adelaide-bank/ https://www.adviservoice.com.au/2011/04/bendigo-wealth-launched-a-new-era-in-wealth-management-at-bendigo-and-adelaide-bank/#respond Mon, 11 Apr 2011 02:57:16 +0000 https://adviservoice.com.au/?p=7525 Bendigo and Adelaide Bank has announced the launch of Bendigo Wealth, a new wealth management division that will leverage off the bank’s high brand recognition and leading customer satisfaction ranking.
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Managing Director, Mike Hirst said, “As Bendigo and Adelaide Bank has grown, so too has our ability to understand how we can better meet the needs and expectations of our distribution partners.
x
“Our distribution partners told us that they would appreciate the greater convenience of new bundling options and a similar look and feel across our product range. These conversations have been very valuable in setting the direction of our wealth business and we will now bring these findings to life.
x
“The realignment and expansion of our wealth management operations will see us pursue opportunities that will position the group to manage a greater share of the growing Australian managed investment pool, along with life, risk and general insurance that our distribution partners may have overlooked when dealing with one part of our wealth offering”, Mr Hirst concluded.
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Bendigo Wealth Executive, John Billington said: “In keeping with our aim to be Australia’s leading customer connected banking group, we undertook a survey of our retail banking customers, financial advisers and also included people who didn’t currently have a relationship with us.
x
“Overwhelmingly, they thought Bendigo Wealth as a name was appealing and best encapsulated the full suite of products and services we’re now delivering.
x
“Bendigo Wealth as a brand will make it easier for our highly valued distribution partners to explain the product range to clients – and for clients to more easily make the connection to a financial services brand that they both recognise and trust.
x
“What we needed was a simple way for our distribution partners to be able to connect to the full suite of financial services and products we now have on offer after the various mergers, acquisitions and partnering arrangements the bank has undertaken in recent years.
x
“We also want to make it easier for financial advisers to not only be able to see the full range of investment solutions we offer, but to make it easier for them when they are having conversations with their clients about our products. The dots are easier to join for all parties and investing with the Bendigo and Adelaide Bank group is now an easier story for advisers to tell.
x
“This is an exciting new era in the evolution of the Bendigo and Adelaide Bank group and I look forward to seeing Bendigo Wealth play an increasingly important role in helping our distribution partners meet the needs of their clients.
x
“The Bendigo ‘experience’ is deeply embedded in the DNA of Bendigo Wealth. We are highly recognised and awarded for epitomising service, reliability and trust as a bank and this tradition and heritage will continue to grow with the launch of Bendigo Wealth”, Mr Billington concluded.x
]]> Bendigo and Adelaide Bank has announced the launch of Bendigo Wealth, a new wealth management division that will leverage off the bank’s high brand recognition and leading customer satisfaction ranking.
x
Managing Director, Mike Hirst said, “As Bendigo and Adelaide Bank has grown, so too has our ability to understand how we can better meet the needs and expectations of our distribution partners.
x
“Our distribution partners told us that they would appreciate the greater convenience of new bundling options and a similar look and feel across our product range. These conversations have been very valuable in setting the direction of our wealth business and we will now bring these findings to life.
x
“The realignment and expansion of our wealth management operations will see us pursue opportunities that will position the group to manage a greater share of the growing Australian managed investment pool, along with life, risk and general insurance that our distribution partners may have overlooked when dealing with one part of our wealth offering”, Mr Hirst concluded.
x
Bendigo Wealth Executive, John Billington said: “In keeping with our aim to be Australia’s leading customer connected banking group, we undertook a survey of our retail banking customers, financial advisers and also included people who didn’t currently have a relationship with us.
x
“Overwhelmingly, they thought Bendigo Wealth as a name was appealing and best encapsulated the full suite of products and services we’re now delivering.
x
“Bendigo Wealth as a brand will make it easier for our highly valued distribution partners to explain the product range to clients – and for clients to more easily make the connection to a financial services brand that they both recognise and trust.
x
“What we needed was a simple way for our distribution partners to be able to connect to the full suite of financial services and products we now have on offer after the various mergers, acquisitions and partnering arrangements the bank has undertaken in recent years.
x
“We also want to make it easier for financial advisers to not only be able to see the full range of investment solutions we offer, but to make it easier for them when they are having conversations with their clients about our products. The dots are easier to join for all parties and investing with the Bendigo and Adelaide Bank group is now an easier story for advisers to tell.
x
“This is an exciting new era in the evolution of the Bendigo and Adelaide Bank group and I look forward to seeing Bendigo Wealth play an increasingly important role in helping our distribution partners meet the needs of their clients.
x
“The Bendigo ‘experience’ is deeply embedded in the DNA of Bendigo Wealth. We are highly recognised and awarded for epitomising service, reliability and trust as a bank and this tradition and heritage will continue to grow with the launch of Bendigo Wealth”, Mr Billington concluded.x

The post Bendigo Wealth launched – A new era in wealth management at Bendigo and Adelaide Bank appeared first on AdviserVoice.

]]> https://www.adviservoice.com.au/2011/04/bendigo-wealth-launched-a-new-era-in-wealth-management-at-bendigo-and-adelaide-bank/feed/ 0 Investors call for more transparent products https://www.adviservoice.com.au/2011/02/investors-call-for-more-transparent-products/ https://www.adviservoice.com.au/2011/02/investors-call-for-more-transparent-products/#respond Wed, 23 Feb 2011 01:25:54 +0000 https://adviservoice.com.au/?p=6075 Aviva Investors has seen an overwhelming response from financial advisers to its Separately Managed Account (SMA) offering. Since being released in November last year, Aviva Investors Direct SMAs have been added to approximately 100 Approved Product Lists (APLs), including several multi-national dealer groups.

Aviva Investors Direct SMA product offering was developed following extensive consultation between Aviva Investors and key stakeholders.  Overwhelmingly, advisers called for a product that took into account the regulatory and fee pressures being placed on their businesses. In particular, emphasis was placed on providing advisers with a wholesale priced, direct share offering for their individual retail and SMSF clients.

“Aviva Investors has developed a product offering that meets the needs of investors and has provided more transparency, at a lower cost to clients. The response since being launched late last year has proven the gap in the market for this type of product,” said Aviva Investors Head of Retail, Andrew Peterson.

“The Aviva Investors Direct SMA product provides the SMA benefits of transparency and tax effectiveness, via two low cost, actively managed portfolios designed to integrate into an adviser’s business.  From the response we have received, it is obvious these offerings resound with investors,” Mr Peterson said.

SMAs provide investors with beneficial ownership of the underlying stocks in the portfolio and investors therefore receive many of the benefits of direct share ownership – along with the advantage of having their individual accounts managed by a professional investment manager.

As part of the Direct SMA offering, Aviva Investors provides access to two equity model portfolios. The Dividend Builder Model Portfolio designed for income focused investors and the Core Opportunities Model Portfolio designed for capital growth focused clients.

The Dividend Builder Model Portfolio:

  • Low turnover, high yielding portfolio – well suited to the SMA environmentAviva, investment, investment
  • Emphasis on securing franked income and minimising stock turnover
  • Benefits from a large, well resourced and experienced investment team
  • Invests in high yielding Australian shares that will grow their dividends over time
  • Low management fees

The Core Opportunities Model Portfolio:

  • Invests in an unconstrained portfolio of top investment ideas
  • Concentrated portfolio of 15 to 25 stocks
  • High conviction, large-cap focus
  • Low management fees
  • Targets high levels of capital growth for long term investors
]]> Aviva Investors has seen an overwhelming response from financial advisers to its Separately Managed Account (SMA) offering. Since being released in November last year, Aviva Investors Direct SMAs have been added to approximately 100 Approved Product Lists (APLs), including several multi-national dealer groups.

Aviva Investors Direct SMA product offering was developed following extensive consultation between Aviva Investors and key stakeholders.  Overwhelmingly, advisers called for a product that took into account the regulatory and fee pressures being placed on their businesses. In particular, emphasis was placed on providing advisers with a wholesale priced, direct share offering for their individual retail and SMSF clients.

“Aviva Investors has developed a product offering that meets the needs of investors and has provided more transparency, at a lower cost to clients. The response since being launched late last year has proven the gap in the market for this type of product,” said Aviva Investors Head of Retail, Andrew Peterson.

“The Aviva Investors Direct SMA product provides the SMA benefits of transparency and tax effectiveness, via two low cost, actively managed portfolios designed to integrate into an adviser’s business.  From the response we have received, it is obvious these offerings resound with investors,” Mr Peterson said.

SMAs provide investors with beneficial ownership of the underlying stocks in the portfolio and investors therefore receive many of the benefits of direct share ownership – along with the advantage of having their individual accounts managed by a professional investment manager.

As part of the Direct SMA offering, Aviva Investors provides access to two equity model portfolios. The Dividend Builder Model Portfolio designed for income focused investors and the Core Opportunities Model Portfolio designed for capital growth focused clients.

The Dividend Builder Model Portfolio:

  • Low turnover, high yielding portfolio – well suited to the SMA environmentAviva, investment, investment
  • Emphasis on securing franked income and minimising stock turnover
  • Benefits from a large, well resourced and experienced investment team
  • Invests in high yielding Australian shares that will grow their dividends over time
  • Low management fees

The Core Opportunities Model Portfolio:

  • Invests in an unconstrained portfolio of top investment ideas
  • Concentrated portfolio of 15 to 25 stocks
  • High conviction, large-cap focus
  • Low management fees
  • Targets high levels of capital growth for long term investors

The post Investors call for more transparent products appeared first on AdviserVoice.

]]> https://www.adviservoice.com.au/2011/02/investors-call-for-more-transparent-products/feed/ 0 BT Life Insurance launches to the independent financial adviser market https://www.adviservoice.com.au/2011/02/bt-life-insurance-launches-to-the-independent-financial-adviser-market/ https://www.adviservoice.com.au/2011/02/bt-life-insurance-launches-to-the-independent-financial-adviser-market/#respond Mon, 14 Feb 2011 06:49:35 +0000 https://adviservoice.com.au/?p=6040 BT Financial Group will deliver a fresh approach to the life insurance sector by extending their insurance footprint and launching an independent financial adviser (IFA) end-to-end solution.

Launching the first product suite, BT Protection Plans, under the new brand BT Insurance, BT Financial Group’s head of life insurance Phil Hay said the three year project has created a service model that will clearly differentiate them from its competitors.

“The life insurance sector has a deep history, however what often comes with this legacy is entrenched processes and products that haven’t evolved over time,” Mr Hay said.

“We’ve developed an IFA life insurance solution that’s been specifically designed in partnership with advisers and includes market leading capability in each stage of the life insurance process.

“We’ve taken a clean sheet of paper and delivered an end-to-end solution that takes the best parts of product, technology and service unlike other offers that retro-fit or consolidate legacy systems.

“This ranges from on-the-spot decisions about client application with no signatures required; real time 24/7 access to your client’s information; an in-house Chief Medical Officer; flexibility for insurance inside and outside superannuation; a “tele-claims” service that facilitates a claims assessment over the phone without forms and signatures as well as fee for service flexibility including an option for unbundled commission.”

Mr Hay said they were confident the high service offer would lead the market and attract significant adviser demand.

“BT Financial Group has been delivering to the IFA market for decades, developing a deep understanding of their needs along the way and in early conversations we’re seeing significant interest,” he said.

“We will marry BT’s 30-year history in servicing the IFA market with Westpac Life Insurance Services Ltd’s 30-year experience as an underlying insurer.

“Importantly, BT understands advisers and we have the best insurance people in the market to deliver on this promise.

“This is a logical next step in BT’s innovation agenda that includes market changing developments such as the industry’s first wrap platform, BT Wrap, and Australia’s first super fund that puts your super alongside your internet banking, BT Super for Life.”

BACKGROUNDER – ‘BT PROTECTION PLANS’

Cutting edge technology

  • LifeCENTRAL, a fully integrated online portal that provides real time 24/7 access to advisers to information on their clients applications and inforce data
  • LifeCENTRAL+, a fast quote and application tool that provides on-the-spot decisions about client application with no signatures required
  • LifeSAVER+, a leading point of sale tool that includes life-stage marketing and a chance of claim and needs analysis tool helping a advisers position insurance with their clients
  • Market leading fee for service option for advisers, ahead of any legislative requirements, including an option for unbundled commission

Service and support

  • Market leading claims process including first-to-market “tele-claims” initiative that allows a claims assessment to be conducted over the phone, without forms and signatures. Since launching tele-claims in March 2010 BT have seen almost 25% of all income protection claim notifications paid without the requirement of claim forms
  • Best practice rehabilitation process including assistance and access to a range of rehabilitation services — at absolutely no additional cost. Rehabilitation Specialists work closely with both our clients and their medical practitioner to develop and implement rehabilitation tools to help them on their road to recovery and offers physical, vocational and psychological rehabilitation services
  • A customer-centred claims philosophy that paid more than $100 million in claims to more than 1,000 customers in 2010 including:
    • Around $62 million in claim to help families cope with the loss of a loved one
    • $30 million to help our policyholders manage through sickness and injuries
    • Regular payments totalling more than $10 million paid to our income protection customers.

Affordable, tailored and flexible product suite

  • Top quartile insurance features combined with product flexibility including inside and outside of super
  • Guaranteed Upgrades for the latest product definition and features for 100% of policyholders. Adviser support throughout the entire process – state-based BDMs and underwriting; specialist hands-on Chief Medical Officer and technical support; market leading contact centre
  • Premium discounts that recognise the value of clients such as multi-policy discounts
  • Fully integrated into the BT Wrap platform as well as available as a stand-alone
  • BT Life Insurance is underwritten by Westpac Life Insurance Services Limited which has a “AA” insurer financial strength and counterparty credit ratings from Standard & Poor’s.

]]> BT Financial Group will deliver a fresh approach to the life insurance sector by extending their insurance footprint and launching an independent financial adviser (IFA) end-to-end solution.

Launching the first product suite, BT Protection Plans, under the new brand BT Insurance, BT Financial Group’s head of life insurance Phil Hay said the three year project has created a service model that will clearly differentiate them from its competitors.

“The life insurance sector has a deep history, however what often comes with this legacy is entrenched processes and products that haven’t evolved over time,” Mr Hay said.

“We’ve developed an IFA life insurance solution that’s been specifically designed in partnership with advisers and includes market leading capability in each stage of the life insurance process.

“We’ve taken a clean sheet of paper and delivered an end-to-end solution that takes the best parts of product, technology and service unlike other offers that retro-fit or consolidate legacy systems.

“This ranges from on-the-spot decisions about client application with no signatures required; real time 24/7 access to your client’s information; an in-house Chief Medical Officer; flexibility for insurance inside and outside superannuation; a “tele-claims” service that facilitates a claims assessment over the phone without forms and signatures as well as fee for service flexibility including an option for unbundled commission.”

Mr Hay said they were confident the high service offer would lead the market and attract significant adviser demand.

“BT Financial Group has been delivering to the IFA market for decades, developing a deep understanding of their needs along the way and in early conversations we’re seeing significant interest,” he said.

“We will marry BT’s 30-year history in servicing the IFA market with Westpac Life Insurance Services Ltd’s 30-year experience as an underlying insurer.

“Importantly, BT understands advisers and we have the best insurance people in the market to deliver on this promise.

“This is a logical next step in BT’s innovation agenda that includes market changing developments such as the industry’s first wrap platform, BT Wrap, and Australia’s first super fund that puts your super alongside your internet banking, BT Super for Life.”

BACKGROUNDER – ‘BT PROTECTION PLANS’

Cutting edge technology

  • LifeCENTRAL, a fully integrated online portal that provides real time 24/7 access to advisers to information on their clients applications and inforce data
  • LifeCENTRAL+, a fast quote and application tool that provides on-the-spot decisions about client application with no signatures required
  • LifeSAVER+, a leading point of sale tool that includes life-stage marketing and a chance of claim and needs analysis tool helping a advisers position insurance with their clients
  • Market leading fee for service option for advisers, ahead of any legislative requirements, including an option for unbundled commission

Service and support

  • Market leading claims process including first-to-market “tele-claims” initiative that allows a claims assessment to be conducted over the phone, without forms and signatures. Since launching tele-claims in March 2010 BT have seen almost 25% of all income protection claim notifications paid without the requirement of claim forms
  • Best practice rehabilitation process including assistance and access to a range of rehabilitation services — at absolutely no additional cost. Rehabilitation Specialists work closely with both our clients and their medical practitioner to develop and implement rehabilitation tools to help them on their road to recovery and offers physical, vocational and psychological rehabilitation services
  • A customer-centred claims philosophy that paid more than $100 million in claims to more than 1,000 customers in 2010 including:
    • Around $62 million in claim to help families cope with the loss of a loved one
    • $30 million to help our policyholders manage through sickness and injuries
    • Regular payments totalling more than $10 million paid to our income protection customers.

Affordable, tailored and flexible product suite

  • Top quartile insurance features combined with product flexibility including inside and outside of super
  • Guaranteed Upgrades for the latest product definition and features for 100% of policyholders. Adviser support throughout the entire process – state-based BDMs and underwriting; specialist hands-on Chief Medical Officer and technical support; market leading contact centre
  • Premium discounts that recognise the value of clients such as multi-policy discounts
  • Fully integrated into the BT Wrap platform as well as available as a stand-alone
  • BT Life Insurance is underwritten by Westpac Life Insurance Services Limited which has a “AA” insurer financial strength and counterparty credit ratings from Standard & Poor’s.

The post BT Life Insurance launches to the independent financial adviser market appeared first on AdviserVoice.

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