AdviserVoiceterm deposit Archives - AdviserVoice https://www.adviservoice.com.au/tag/term-deposit/ Financial planner information & financial planner education/CPD - AdviserVoice Thu, 10 Sep 2026 21:30:18 +0000 en-US hourly 1 https://wordpress.org/?v=7.1 Active term deposit strategies required in low interest rate environment https://www.adviservoice.com.au/2013/05/active-term-deposit-strategies-required-in-low-interest-rate-environment/ https://www.adviservoice.com.au/2013/05/active-term-deposit-strategies-required-in-low-interest-rate-environment/#respond Thu, 23 May 2013 21:45:05 +0000 https://adviservoice.com.au/?p=20963 Curve Securities has said the recent historic rate cut demonstrates the need for advisers to access higher term deposit rates than are simply available through most bank, building society and credit union branches. 

Managing Director, Andrew Murray, said financial advisers are typically locked out of accessing term deposit ‘specials’, which can pay a higher interest rate than standard retail term deposits.
 
“Curve Securities has placed more than $9 billion in deposits since our launch in 2009.  Currently we have  more than $2 billion in deposits.  Typically our clients include private and public companies, local governments, unions, managed funds, health funds, religious groups, charities, SMSF and authorised deposit‐taking institutions throughout Australia.   However, we are very pleased to announce that we have now developed an offering aimed wholly at helping financial advisers find the best rate for their clients.”   
 
Curve Securities’ ‘TD Gateway’ saves advisers considerable time and effort by opening up access to a wide range of term deposit options to retail and wholesale clients of financial advisers, planners and accountants. 
 
“Our house view is rates are likely to stay low for at least the medium term and could even go lower.  With most advisers now charging a fee for service and so many clients still sitting in cash, finding ways to efficiently generate additional value is paramount.   Advisers cannot afford to let their client’s cash holdings simply sit in the bank, but they also need a service that is simple to use and takes care of all administration.”
 
Mr Murray said Curve Securities had made strong headway into ‘middle markets’ through it’s personalised ‘valet’ approach and now hoped to replicate this success in the advisory space.
 
“We have seen very strong demand for our streamlined, zero-cost service.   We are committed to now making our offering available to advisers and will be making further announcements in the coming weeks.”
 
TD Gateway allows advisers to quickly and simply identify the best short and long term interest rates available in the market. The Gateway typically caters for deposits of $50,000 to $5,000,000.  Curve Securities manages all the administration and application and ensures the term deposit is set up at the secured rate and nominated term. The service is free to advisors and funds are placed directly with the bank, building society or credit union concerned.
]]> Curve Securities has said the recent historic rate cut demonstrates the need for advisers to access higher term deposit rates than are simply available through most bank, building society and credit union branches. 

Managing Director, Andrew Murray, said financial advisers are typically locked out of accessing term deposit ‘specials’, which can pay a higher interest rate than standard retail term deposits.
 
“Curve Securities has placed more than $9 billion in deposits since our launch in 2009.  Currently we have  more than $2 billion in deposits.  Typically our clients include private and public companies, local governments, unions, managed funds, health funds, religious groups, charities, SMSF and authorised deposit‐taking institutions throughout Australia.   However, we are very pleased to announce that we have now developed an offering aimed wholly at helping financial advisers find the best rate for their clients.”   
 
Curve Securities’ ‘TD Gateway’ saves advisers considerable time and effort by opening up access to a wide range of term deposit options to retail and wholesale clients of financial advisers, planners and accountants. 
 
“Our house view is rates are likely to stay low for at least the medium term and could even go lower.  With most advisers now charging a fee for service and so many clients still sitting in cash, finding ways to efficiently generate additional value is paramount.   Advisers cannot afford to let their client’s cash holdings simply sit in the bank, but they also need a service that is simple to use and takes care of all administration.”
 
Mr Murray said Curve Securities had made strong headway into ‘middle markets’ through it’s personalised ‘valet’ approach and now hoped to replicate this success in the advisory space.
 
“We have seen very strong demand for our streamlined, zero-cost service.   We are committed to now making our offering available to advisers and will be making further announcements in the coming weeks.”
 
TD Gateway allows advisers to quickly and simply identify the best short and long term interest rates available in the market. The Gateway typically caters for deposits of $50,000 to $5,000,000.  Curve Securities manages all the administration and application and ensures the term deposit is set up at the secured rate and nominated term. The service is free to advisors and funds are placed directly with the bank, building society or credit union concerned.

The post Active term deposit strategies required in low interest rate environment appeared first on AdviserVoice.

]]> https://www.adviservoice.com.au/2013/05/active-term-deposit-strategies-required-in-low-interest-rate-environment/feed/ 0 RaboDirect wins Savings Institute of the Year https://www.adviservoice.com.au/2012/08/rabodirect-wins-savings-institute-of-the-year/ https://www.adviservoice.com.au/2012/08/rabodirect-wins-savings-institute-of-the-year/#respond Sun, 26 Aug 2012 21:42:33 +0000 https://adviservoice.com.au/?p=16806 Continuing on its success this year, online savings bank RaboDirect was named Savings Institute of the Year in Smart Investor’s Blue Ribbon awards, adding to its growing list of industry accolades.

RaboDirect also took the top spot in the Term Deposit (long term) category.

These latest awards, which are part of the Financial Review Smart Investor Blue Ribbon Awards for 2012, were announced in the magazine today.  The Blue Ribbon Awards are given to Australia’s highest quality, lowest cost products, as chosen by Smart Investor and research houses Morningstar, Infochoice, Lonsec and Rice Warner Actuaries.

Spokesperson for RaboDirect, Renee Amor said, “RaboDirect’s goal has always been to help consumers make the most of their savings so it is particularly gratifying to be awarded the Savings Institute of the Year. And it’s just as rewarding being recognized for the strength of our long term deposits offering because we pride ourselves on building long term relationships with our customers.

“We have been enjoying a successful year in terms of growth and having award winning products no doubt helps with this. In June this year APRA reported that RaboDirect had the biggest deposit balance inflows, growing by 60 per cent over 12 months and by three per cent just in the month of April.”

The Blue Ribbon honours come off the back of the third instalment of RaboDirect’s highly successful “Steal back your dreams” campaign which urges people to move their money from low interest bearing transaction accounts to high interest savings accounts. The campaign has been shortlisted for a Golden Effie award this year after taking home the gong in 2011.

]]> Continuing on its success this year, online savings bank RaboDirect was named Savings Institute of the Year in Smart Investor’s Blue Ribbon awards, adding to its growing list of industry accolades.

RaboDirect also took the top spot in the Term Deposit (long term) category.

These latest awards, which are part of the Financial Review Smart Investor Blue Ribbon Awards for 2012, were announced in the magazine today.  The Blue Ribbon Awards are given to Australia’s highest quality, lowest cost products, as chosen by Smart Investor and research houses Morningstar, Infochoice, Lonsec and Rice Warner Actuaries.

Spokesperson for RaboDirect, Renee Amor said, “RaboDirect’s goal has always been to help consumers make the most of their savings so it is particularly gratifying to be awarded the Savings Institute of the Year. And it’s just as rewarding being recognized for the strength of our long term deposits offering because we pride ourselves on building long term relationships with our customers.

“We have been enjoying a successful year in terms of growth and having award winning products no doubt helps with this. In June this year APRA reported that RaboDirect had the biggest deposit balance inflows, growing by 60 per cent over 12 months and by three per cent just in the month of April.”

The Blue Ribbon honours come off the back of the third instalment of RaboDirect’s highly successful “Steal back your dreams” campaign which urges people to move their money from low interest bearing transaction accounts to high interest savings accounts. The campaign has been shortlisted for a Golden Effie award this year after taking home the gong in 2011.

The post RaboDirect wins Savings Institute of the Year appeared first on AdviserVoice.

]]> https://www.adviservoice.com.au/2012/08/rabodirect-wins-savings-institute-of-the-year/feed/ 0