TAL makes it easier for its customers to receive premium discounts via simple preventative health checks
Aaron Newman
Life insurer TAL has further expanded access to its popular ‘TAL Health Sense’ Plus discount to encourage more Australians to take preventative health action.
Now, eligible customers renewing their TAL income protection policies issued under a PDS and Policy Document dated on or after 24 September 2021 can earn a 5% premium discount by completing a simple preventative health check every two years.
Earlier this year, TAL added new IP policies to the preventative health discount program.
Ongoing improvements to TAL Health Sense Plus reflect TAL’s focus on providing customers with more value and making life insurance easier to access and engage with. Customers have shown they value these changes. Since BMI requirements were removed in 2024, the number of successful applications for the discount has more than doubled, year on year.
Since it launched in 2019, TAL Health Sense Plus has helped over 20,000 customers become more informed about their health and made their cover more affordable.
Aaron Newman, General Manager, Individual Life Product at TAL, said: “TAL Health Sense Plus has already helped thousands of Australians take meaningful steps toward understanding their health while accessing more affordable insurance. Extending the benefit to existing policies reinforces our commitment to providing long-term value to our customers.”
“This change gives advisers another way to help clients keep their cover and deepen the trusted role they play in their lives.”
“Whether the customer has purchased the policy through an adviser or directly from TAL, obtaining the discount is easy. A customer simply confirms they’ve completed a routine preventative health check to unlock the discount – no paperwork or results are required.”
TAL Health Sense Plus is part of the life insurer’s ‘Health for Life’ program, which supports Australians to live healthier lives through preventative health awareness and action. In the last financial year, Health for Life delivered targeted health services, including screening tools and mental health support, to over 260,000 Australians.
