CPD: Two percent is the new four percent

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Two percent growth is the new four percent for mature economies’ GDP; in other words, the long-term outlook for global equity returns is likely to be in the mid-single digits. This article, based on a presentation given to advisers on 7 June 2017 by John Tobin, portfolio manager with Epoch Investment Partners (Epoch), looks at […]

CPD: Information security in the advice industry – busting the many myths

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Firewall? What firewall? Busting the myths of information security in the advice industry Don’t make the mistake of thinking that the security of your data and tech is a matter for the tech heads. Because it’s not. True information security can only be achieved if everyone in your organisation is involved. Here are some tips […]

CPD: All aboard the new Silk Road

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If the President of the world’s most populous nation, with the second largest and one of the fastest growing economies, invites you to a huge economic growth party to reshape Asia that he will host and fund, and which he personally described as ‘the project of the century’ that will ‘add splendour to human civilisation’: […]

CPD: Strategies to supplement super contributions

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Superannuation is arguably one of the most important investments we can make. The May 2016 Budget presaged significant changes to the superannuation system that come into effect from 1 July 2017, some with far-reaching strategy implications. In this article, Centuria looks at the importance of saving for retirement, and considers some strategies outside of superannuation […]

CPD: But who is selling?

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Should we play the ball or the man? How much attention should we pay to who might be selling stocks we are looking to buy or already own? In general, the anonymity of the stock market prevents us from knowing too much about the sellers. However, there are important instances where we do. Director and […]

CPD: Seeking Alpha – the active versus passive debate

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Active or passive investing? It’s the debate that shows no sign of abating, with proponents of each style claiming to have the superior investment approach. Since the Global Financial Crisis (GFC) investors have flocked to passive investments; as illustrated in figure one, exchange traded products (ETPs) have been the recipient of much of this funds […]

CPD: A style for all cycles

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Twenty or so years ago, portfolio diversification was a simpler concept. There were equities, bonds and property. Equity funds tended to fall into one of two camps – growth or value. Fast forward to the present and the combination of technology and product innovation has seen the emergence of new asset classes, investment approaches, and […]

CPD: Rediscovering the “why” – how giving clients what they want can make your practice perfect

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Has the advent of technology and a preoccupation with compliance caused advisers to lose sight of what clients really want? And if so, what can we do to get back to basics? In recent years the advice industry has been dominated by two major concerns. One is technology and how best to assess and adopt […]

CPD: Crowdfunding – democratising finance through technology

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In April 2015, Business Insider ran a story ‘A crowdfunding revolution is coming to Australia’[1]. That revolution has not only arrived, it is well established and growing exponentially. In this article, DomaCom looks at crowdfunding – what it is, how it works, and how it will change the investment landscape. Crowdfunding is the practice of […]

CPD: Unlocking value for retirement income

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For many retirees, the family home represents their primary source of personal wealth. For most, paying off the mortgage has been more important than making additional contributions to superannuation, creating the ‘asset rich, cash poor’ generation. This will likely be followed by a generation of retirees who are still paying the mortgage or, in some […]