$3 million super balance tax: an opportunity to think beyond superannuation for major life expenses

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The government’s proposal to increase tax on high-balance super accounts creates an opportunity for young adults to revisit their savings approach for major life events. The proposal will see earnings... Read more continue reading

Advice industry at an inflection point – opportunity and danger need to be carefully managed

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Self-licensing specialist My Dealer Services (MDS) has welcomed the prospect of industry change under the returned Labor Government but says potential dangers need to be managed beside positive potential regulatory... Read more continue reading

Thought leadership not just about leaders

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Introducing a Thought Leadership Forum to its financial advisers in Sydney this month, Intelligent Planning managing director, Phil Osborne said that while the profession needs thought leading ideas, they should... Read more continue reading

Viridian Financial Group Empowers Women with Innovative ‘Pave the Way’ Program for Financial Independence

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As part of its ongoing commitment to gender equality and financial empowerment, Viridian Financial Group Limited (‘VFGL’) proudly announces the launch of ‘Pave the Way’. This innovative program aims to... Read more continue reading

Navigating the future: APRA’s roadmap for stress tests and cost of the credit risk

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As we embark on the threshold of a new fiscal year, the Australian Prudential Regulation Authority (APRA) is gearing up to unveil its 2024-25 Corporate Plan, set to be disclosed... Read more continue reading

Is the LEI the future of global transactions? Implications for Australian financial institutions

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The Australian Securities and Investment Commission (ASIC) has signalled its intention to harmonise regulations with internationally accepted standards. The Legal Entity Identifier (LEI) is one element of those standards and,... Read more continue reading

Off-the-shelf v customised: what the future holds

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The financial advisory industry is at a watershed. Its preference for customised multi-asset portfolios that gives them a direct input into client investment decisions will increasingly give way to ready-made... Read more continue reading

RBA: Is the narrow path a tightrope?

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Much has been made of the RBA Board’s decision at its April meeting to leave the policy rate unchanged at 3.60 per cent. That “pause” confirms the RBA’s status as... Read more continue reading

Macroscope: SVB Financial- a consequence of exiting false equilibrium   

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Ninety One Portfolio Manager Iain Cunningham discusses how the failure of SVB Financial is a consequence of something much bigger – and how we might be facing the start, rather... Read more continue reading

Orphan clients’ evolving into a consumer crisis – over regulation and industry self-interest the cause

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The financial services industry dilemma of having sufficient resources and advice practitioners to service the needs of orphan customers is not a new story, it’s a crisis that has been... Read more continue reading