White Papers

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White Paper calls for new approach to retirement planning

The financial advice landscape has changed dramatically in recent years, particularly in relation to the stated requirement for advice to address likely future needs (see FASEA Code of Ethics, Standard 6). Nowhere is this more compelling than in retirement planning. The changing regulatory environment has combined with increasing longevity and frailty issues to raise the […]

02 Jul 2019

Actuaries Institute tackles challenges facing private health insurance

From Actuaries Institute

Australia has one of the world’s best health care systems but high out-of-pocket costs, decreasing health insurance affordability, and a lack of transparency around specialists’ fees and patient outcomes are undermining the current system. Yesterday, the Actuaries Institute launched a Green Paper, How to Make Private Health Insurance Healthier. The Institute identifies several major opportunities […]

04 Jun 2019

Paying just 1% more in fees could slash your investment by 26%

From InvestSMART Group

New research from digital wealth provider InvestSMART is putting the spotlight on the devastating effect high fees and costs can have on investor nest eggs. Data modelling in InvestSMART’s new paper, How fees can destroy your wealth, shows someone who had invested $100,000 in Australian shares over the 30 years to June 2018 at a fee […]

17 Oct 2018

In divorce or separation…the financial adviser should be the 2nd call made

From Cardena Private Wealth

Regrettably, for all their best intentions, a great number of marriages and relationships end in divorce or separation and the ramifications on personal finances are often immense said Cardena Private Wealth (Cardena) Director Iain Reid. It was for this reason that the boutique wealth management and advisory firm recently released a white paper ‘Dealing with the […]

16 Oct 2018

The advice business of the future: scale, through collectives

From Fortnum Financial Group

Running an advice business will become increasingly challenging in the future, unless they can gain the necessary advantages of scale, while avoiding the issues identified by the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, according to a new whitepaper from Fortnum Private Wealth. According to the Fortnum whitepaper, The Advice […]

10 Oct 2018

Small changes can deliver big budget savings and better outcomes for those on social security

From Actuaries Institute

Moderate changes to Australia’s social support programs could deliver better outcomes for those receiving assistance and result in billions of dollars in budget savings, according to a paper published by actuary Hugh Miller. For each vulnerable individual, social service spending across welfare, housing, health care, justice and child protection can easily amount to $500,000 to […]

27 Sep 2018

Managed accounts market to almost double in two years – technology to drive innovation

From HUB24 Pty Ltd

The managed accounts segment is on the cusp of a revolution in managed portfolio design and functionality, says leading wealth management platform HUB24 (ASX: HUB). The $60 billion already invested in managed accounts is forecast to grow at 40% a year for at least the next two years, taking the managed account industry to more […]

12 Sep 2018

One in two employees want financial wellbeing assistance from employers

From Map My Plan

One in two (58 percent) employees state they want their employers to provide financial wellbeing tools, but only 14 percent of employers currently provide them, according to Map My Plan, a fintech firm which improves the financial fitness of Australians. In its Financial Stress in the Australian Workplace (the Insight Paper), released yesterday, Map My Plan revealed […]

05 Sep 2018

Australian Private Debt – Accessing the Growing Opportunity

From Revolution Asset Management

“Institutional investor appetite for alternative defensive allocations continues to grow” according to Revolution Asset Management’s CIO and veteran investment manager, Bob Sahota. In what is perceived as a late market cycle environment via record ‘covenant-lite’ and unsecured debt issuance in the US and Europe, senior secured private debt in Australia and New Zealand continues to […]

27 Jun 2018

FPA encourages financial planners to explore fintech solutions that improve client engagement, drive cost reduction and boost operational efficiency

From FPA - Financial Planning Association

A new white paper from the Financial Planning Association of Australia (FPA), entitled Mapping Fintech to the Financial Planning Process: Why Fintech is not a Threat, proposes that through the appropriate adoption of fintech, financial planners can achieve greater revenue generation, reduce client costs, and serve more clients with differing levels of advice needs and […]

24 Nov 2017