16 steps for SMSF borrowing

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A typical borrowing by an SMSF has the following steps and the order of these steps is important to minimise any difficulties in completing the transaction. These difficulties can include:... Read more continue reading

Legal protection for SMSFs

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Self-managed super fund (SMSF) trustees have fewer avenues of recourse against fraud and theft compared with trustees of the Australian Prudential Regulation Authority (APRA) regulated super funds. Prudential supervision APRA-regulated... Read more continue reading

China still the land of fortune and opportunity

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There is no doubt that China’s economy is slowing and many investors have questioned whether China’s rapid economic progress of the last two decades is finally coming to an end.... Read more continue reading

Oliver’s Insights: The search for yield

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Assets with a decent and sustainable yield are attractive because they provide a greater certainty of return in an environment of volatile and constrained capital growth. However, bank term deposit... Read more continue reading

Corporate Governance 2012 mid year report

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The sustainability of company business models and profit growth can be affected by a wide range of environmental, social and governance issues (ESG). For precisely this reason AMP Capital searches... Read more continue reading

Research from Macquarie and SPAA confirms advisers need to start talkin’ ‘bout your generation

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Advisers need to tailor their advice to clients at a generational level according to the findings of a new report from Macquarie Bank and the SMSF Professionals’ Association of Australia... Read more continue reading

Family Trusts, Private Companies and Centrelink – how do the Attribution Rules affect your Retiring Clients?

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It is surprising how often I receive calls from advisers asking me to explain how Centrelink will treat their client’s family trust or private company, predominantly for Age Pension eligibility.... Read more continue reading

SMSF contributions for FY12 up almost $7,000

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Average self-managed super fund (SMSF) contributions for the 2011/2012 financial year were up $6,833 from last year to $47,533 and cash holdings increased significantly in the June quarter, up by... Read more continue reading

Equity yields rise towards 15 year highs

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Equity yields around the world, including those of blue-chip investments, are higher than average over the past 15 years – and investors are increasingly recognising this and taking advantage of... Read more continue reading

Risk-off – go global for best returns urges fund manager

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A desire by Australian investors to mitigate risk has seen a pile-up of funds sitting in cash. Rates on cash are higher in Australia than in many OECD countries and... Read more continue reading