Changing the shape of retirement

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Using prospect theory to align retirement design with real world outcomes Introduction Most people are aware that buying lottery tickets makes no sense. From a rational assessment of risk and... Read more continue reading

The investment challenge – balancing longevity and sequencing risk for Australian investors

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For many Australians, the primary goal of investing is to accumulate sufficient assets to fund a comfortable retirement. Whether it’s joining the grey nomads travelling the Australian countryside, seeing more... Read more continue reading

UniSuper brings advice to members with branded on-campus centres

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UniSuper, the $66 billion superannuation fund for the higher education and research sector, has opened its first on-campus shop fronts, giving members direct and simple access to its broad range... Read more continue reading

First Home Super Saver Scheme – Overview

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Under the First Home Super Saver Scheme (FHSS Scheme), eligible super members who make voluntary superannuation contributions can subsequently withdraw those contributions (and associated earnings) from the super system in... Read more continue reading

The next two months may be last golden opportunity for LRBA

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The Government is proposing the introduction of new measures that will impact all Limited Recourse Borrowing Arrangements (LRBA), entered into or after 1 July 2018.  These measures, if enacted, will... Read more continue reading

More options to contribute to your superannuation

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Over the last 10 years, the ability of Australians to contribute more to superannuation has reduced. Superannuation is a great system which has led to Australia having the fourth largest... Read more continue reading

“Open super” an opportunity for smart super funds

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The superannuation industry should prepare for an “open super” regime in the next few years, in light of current moves towards “open data” and “open banking” and the fundamental shift... Read more continue reading

Milliman analysis: Home downsizing scheme to help older Australians with smaller super balances

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Milliman, Inc., a premier global consulting and actuarial firm, has released research that found a new scheme aimed at encouraging older Australians to downsize their homes is likely to help... Read more continue reading

Four quick tips to maximise your superannuation

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Four Corners recently televised an excellent report on the Australian Superannuation system. The numbers are impressive. Australia now has the fourth largest pool of superannuation monies in the world topping just... Read more continue reading

Raising super access age a negative move: Deakin Report

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Calls to raise the super access age beyond 60 are not likely to return economic or social benefits, according to a Deakin Law School superannuation law expert. Dr Rami Hanegbi,... Read more continue reading