New bond issuance: The active management advantage

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New equity offerings can garner media buzz. Think of recent initial public offerings (IPOs) by Snapchat, Alibaba and Visa. Business media enthuse, investors clamor, and share prices often rise, at... Read more continue reading

SMSF trustee checklist when borrowing to buy a property

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It is essential to have the necessary cash flow inside the SMSF to fund the ups and downs of investment property ownership. This SMSF trustee checklist can be useful when... Read more continue reading

Two percent is the new four percent

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Two percent growth is the new four percent for mature economies’ GDP; in other words, the long-term outlook for global equity returns is likely to be in the mid-single digits.... Read more continue reading

All aboard the new Silk Road

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If the President of the world’s most populous nation, with the second largest and one of the fastest growing economies, invites you to a huge economic growth party to reshape... Read more continue reading

Making a $540,000 non-concessional contribution without any money

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On 1 July 2017 the maximum amount a member can contribute to their super fund each year non-concessionally (i.e. no tax deduction) will decrease from $180,000 to $100,000. Currently, a... Read more continue reading

Super changes: the final checklist

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Super changes: the final checklist Colin Lewis, Head of Strategic Advice at Perpetual Private Legislative changes to superannuation are only weeks away – from 1 July 2017 the amount you... Read more continue reading

Managing money and the art of communication

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In our experience as investment managers, a fundamental shortcoming we often see is poor ongoing communication between managers and financial advisers. Financial advisers are the life blood of investment managers... Read more continue reading

Strategies to supplement super contributions

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Superannuation is arguably one of the most important investments we can make. The May 2016 Budget presaged significant changes to the superannuation system that come into effect from 1 July... Read more continue reading

Housing affordability improves

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The March quarter edition of the Adelaide Bank/Real Estate Institute of Australia Housing Affordability Report shows an improvement in housing affordability across all States and Territories with the proportion of... Read more continue reading

BDBNs and life insurance in super: beware the transfer balance cap trap

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Strategic estate planning is key to ensuring flexibility in crises. Although you may not consider yourself at risk of exceeding the transfer balance cap following 1 July 2017, you may... Read more continue reading