CPD: Division 296 is just the start – why more advisers are diversifying away tax and policy risk for clients

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Looking beyond traditional forms of risk Chat about risk with any adviser, and it’s likely to cover some predictable territory: Market risk. Concentration risk. Sequencing risk. Inflation. Longevity. These are,

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CPD: Wealth transfers in practice – managing beneficiary, timing and control risks with investment bonds

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Wealth transfer through a risk management lens The multi-trillion-dollar transfer of wealth across Australian generations, from Baby Boomers down to Generations X, Y, Z and beyond, is already well underway.

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CPD: Estate planning – tax-smart strategies for bypass and control

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Introduction Contrary what we are regularly told, the ‘great intergenerational wealth transfer’ is not coming. It’s already well underway. The enormity of this ‘handing down of wealth’ from older to

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CPD: A star is (re)born – Investment Bonds are the new headline act of tax-smart investing

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Introduction Tax-smart investing is one of the central pillars of quality, effective, financial advice. The capacity for tax to drag on investment returns, stifle compounding, and eat away at gains

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