Credit squeeze to continue for property investors

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The focus for lenders over the past month has once again been on interest-only and investment loans in response to regulatory caps on growth. There were across the board interest

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Accountants: not all referrals are equal

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Omniwealth is actively seeking more joint ventures (JVs) with accountants given a good experience over the last four years of building successful JVs. Referring work for clients is essential for

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Use your superannuation to own your business premises

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Do you own a business? How much is the lease for your business premises? Often it will be thousands of dollars you are paying each month to the landlord. What

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How can I make an impact with my investing?

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Impact investing is an investment approach that intentionally seeks to create both financial return and positive social or environmental impact that is actively measured. But there is a challenge in

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SMSF trustee checklist when borrowing to buy a property

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It is essential to have the necessary cash flow inside the SMSF to fund the ups and downs of investment property ownership. This SMSF trustee checklist can be useful when

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Help your children without affecting your retirement

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I’m relatively new to parenthood. Today was my son’s 2nd birthday. My wife and I watched with anticipation as he madly opened his birthday present. The look of sheer delight

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Couples may need 40% deposit to afford Sydney home repayments

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For young Australians, one of the biggest challenges they face is the ability to own their own home. In our practice, we are seeing more and more clients who believe

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The $1.6m cap: Managing super balances for couples

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There is plenty of discussion about the new rules limiting tax-free superannuation caps. Omniwealth thought a real-life case study that was actioned in client’s SOA in April-May would be useful.

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Do I boost my super or reduce my home loan?

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Does it make sense to make additional concessional contributions to superannuation if you still have non-deductible debt such as a home loan? The maths is simple for an average couple

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Proposed Carnell banking changes a boon for borrowers

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“The Carnell Report into banking practices should provide small business owners with a fairer, more equal relationship with their banks, if changes are accepted. The mooted changes would give clear

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