Integrity Life enhances product offering with their most significant update since launch

William Rogers

Integrity Life has announced the biggest update to its product offering since launch, with the release of many additional benefits, a new multi-cover discount, and all without any increase in pricing.

From today, all lump sum covers will now include Integrity’s unique Care Support Package at no additional cost. If clients are unable to work because of sickness, injury, or terminal illness, the Care Support Package provides for the things they don’t want to be without – family, a comfortable environment, mental health support and more. Benefits include reimbursement on accommodation so immediate family members can be with them, home care so they can be where they choose, grief support for them and their immediate family members, plus, a unique terminal illness benefit if they require palliative care, so they can choose where (and how) to spend their final days.

Across all covers within Integrity’s Here for You, a Professional Services benefit (up to $3K lump sum reimbursement) is now available, for an Adviser, Accountant or Lawyer to prepare a financial plan or other documentation. Plus, where the Policy has been underwritten for a business purpose, the client has the ability to increase cover for Business Events (the lesser of 30% of the initial cover amount or $500k per increase, up to $3m over the life of the policy). Available where the client is the key person in their business (such as an owner, partner or shareholder).

In additional to expanding the eligibility for Life+ (their healthy living discount), Integrity has also added a new 7.5% multi-cover discount for clients who combine Income Insurance and at least one lump sum cover.

William Rogers, Head of Retail Product, says the changes are about enhancing our products so they provide even more value for clients.

“Central to Integrity’s philosophy is listening to what Advisers and their clients want, and then actually doing something about it – so we’re thrilled to be releasing a bundle of changes that our Advisers have asked us for. The changes will make us even more competitive, even better value, and because of our sustainable pricing approach, there will be no increase to premiums as a result of these changes. I would say it’s a massive win all-round.”