AXA commences Risk Learning Programme v.3

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AXA Australia has launched the third instalment of its successful Risk Learning Programme to advisers and adviser support staff across the country. X AXA Head of Product and Sales Capacity, Brad Collins said the programme, which commenced in 2009, has become an important part of the education programme for both AXA aligned and nonaligned advisers and their […]

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More to risk than market volatility

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Ongoing concerns by investors about market volatility may mean they are ignoring other critical investment risks which can have a major impact on their retirement income, says Mr Cameron Dickman, head of retail at Australian Unity Investments. “The global financial crisis has focused investor attention on one kind of risk, market risk – the risk […]

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AMP Planner Protection Poll: Planners see an increase in mental health disclosure

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The AMP Planner Protection Poll has found that 71 per cent of financial planners polled had seen an increase in the number of clients who disclose a personal history of mental illness. The growing number of financial planners seeing an increase in client disclosure of mental health history reflects the increased incidence and awareness of this health […]

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Selling an SME business – who will buy?

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Owners of Australian companies worth up to $100 million are being sold short because their owners and operators cannot find appropriate buyers, according to Linkara Capital founder, Lindsay Karathanassis. “We have found that although there is a strong market for good businesses in Australia and plenty of buyers ready and willing to pay a fair […]

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How to benefit from the 21st century’s big investment themes

The world has changed immeasurably in the past 30 years. The next three decades seem likely to yield even more drama as significant themes exert their influence on a more-connected world. Change is upon us. Investors must either embrace change or risk missing out on some of the biggest investment themes in a generation. The […]

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Stock picking in a turbulent world

Over the past 12 months, the macro themes driving stocks in Australia have led to the outperformance of small miners. The stocks have surged on the China story and the boost the low US dollar has given to commodity prices, rather than on company fundamentals. So how should stock pickers apply their craft when macro […]

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Operational Compliance – Can We Tick All the Pre-FoFA Boxes?

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While we don’t intend to debate the merits (or otherwise) of each component of the Future Of Financial Advice (FoFA) reforms in this article, like everyone who is truly committed to building a robust and sustainable advice profession, at Business Health we have been following the discussion surrounding the reforms with great interest. However, while […]

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AustralianSuper welcomes launch of MoneySmart.gov.au

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Website will support consumers to make better financial decisions AustralianSuper today announced its support for ASIC’s new personal finance website MoneySmart, launched this afternoon by the Prime Minister, Julia Gillard. MoneySmart aims to help people make good financial decisions by providing free, independent and unbiased information, tools and motivation and is a key part of […]

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Credit: How Irish is Australia?

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Summary Ireland has gone from financial market darling to a challenging credit in the space of three years. With a similar concentrated banking system that has a high exposure to the property market, could Australia become another Ireland? The rapid rating decline of Ireland has various lessons for investors: not to rely on ratings; and […]

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White Paper: How important is Currency?

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Currency Background Currency markets are one of the largest and most liquid in the world. Economic variables like interest rates, economic growth, inflation and productivity are some of the drivers of currency movements making predicting currency difficult.  Extreme fluctuations in currency can have a meaningful impact on client returns and can also impact the ability […]

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