CPD: The Australian Dividend Landscape versus Global Dividends

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This paper will discuss the outlook for the Australian equity market with regards to dividends and the subsequent impact this will have on total returns. Despite having a history of consistent dividends and high payout ratios, and the added benefit of the imputation tax system, the outlook for Australian companies looks susceptible to the market... Read more continue reading

Why do life insurance commissions need to stay?

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A recent report released by life insurance specialist Brett Wright, has shed some light on the life insurance commission debate, from an advice practitioner and consumer point of view. In his report, Wright articulates the value advisers deliver when providing life risk advice, how consumers fair in a commission vs. no commission world, why an... Read more continue reading

RBA eschews further monetary stimulus – where to now?

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Not surprisingly at yesterday’s Board meeting the RBA eschewed the application of any further monetary stimulus following the announcement of a comprehensive array of measures in November. However, it reiterated that the likelihood of an uneven recovery and a concern about ongoing high unemployment and associated subdued wage growth would mean that policy settings remain... Read more continue reading

The 60/40 portfolio needs a makeover

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Investors who rely on fixed income investments to reduce portfolio volatility when risk assets are underperforming may need to revise their investment approach, according to recent analysis from Daintree Capital (Daintree). Daintree’s analysis shows that in a ‘lower for longer’ interest rate environment short duration, active fixed income strategies are necessary to manage risk in... Read more continue reading

Downsizing is not for every retiree

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With around 76% of all seniors owning their property outright there is an opportunity to downsize but it is no ‘silver bullet’ solution. Even though the recently announced Retirement Income Review was positive about strategies to sell down the family home, it is not suitable for all people. The Review also stated that: ‘Use of the Pension... Read more continue reading

Active management will be essential for fixed income investors looking to navigate fixed income markets in the months and years ahead

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As investors continue to grapple with the US election outcomes, the economy, coronavirus developments, and other unknowns, the one certainty is that the ability to navigate the fixed-income markets will be critically important in the coming months, notes Western Asset, a global fixed income manager. Douglas A. Hulsey, Head of Product Management at Western Asset... Read more continue reading

CPD: Environment, social and governance risks are financial risks – when looking at ETFs

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Over the past 12 months many clients have been looking for funds where the role of environment, social and governance (ESG) factors in adding value to an investment practice have been highlighted.[1]  In addition to this, there has been a number of new Exchange Traded Funds (ETFs) in the market with a focus on ESG... Read more continue reading

Zurich Australia announces new Family Care Policy

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Zurich Australia has announced a new Family Care Policy that recognises all family circumstances and supports a fair, diverse and inclusive workplace. Acknowledging that every family is different, the new approach to Family Care will support every employee regardless of gender, gender identity or sexual orientation and enable everyone to take paid leave as they... Read more continue reading

2021 outlook strong, but COVID-19 remains the wildcard

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Developments in the United States with Biden’s presidency, and the status of the COVID-19 vaccine globally, will have a key influence on markets in 2021, and there is quiet optimism with long-term investment themes and insights remaining intact, according to Bennelong boutiques Kardinia Capital, 4D Infrastructure and Quay Global Investors. Kardinia Capital portfolio manager, Kristiaan... Read more continue reading

CPD: Global small caps – now is the time

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Many investors and advisers recognise that a diversified portfolio should include an allocation to equities across the market capitalisation spectrum. This allows investors to capture the “small-cap premium” which has shown persistence over medium and long-term investment horizons. In this article GSFM explains why it’s the right time to include global small caps in a... Read more continue reading