Young Australians look to swap housemates for home ownership

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New research from Westpac shows that COVID-19 is continuing to shape Australian home ownership goals, with the number of first home buyers looking to enter the property market in the next five years doubling from 7 per cent before the pandemic to 16 per cent[1]. No longer wanting to pay rent (54%) is the major... Read more continue reading

Rice Warner research throws fresh light on SMSF costs

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A research report by the actuarial firm Rice Warner offers clear guidance to existing and potential self-managed super fund (SMSF) members whether this form of superannuation could be cost-effective and the right retirement savings vehicle for them. SMSF Association CEO John Maroney says the very important decision of choosing the right superannuation vehicle is one... Read more continue reading

Life settlements are resold insurance policies and can be understood as financing to individuals backed by that person’s life insurance policy

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“Be like water … If you put water into a cup, it becomes the cup.” – Bruce Lee . While Bruce Lee is a strange source for fixed income strategies, his advice is apt for our low interest rates environment. Paraphrasing – “when rates are low, become the bank.” How so? Interest rates will continue... Read more continue reading

ETFs: a bright future?

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In this session, Janus Henderson Investors’ (JHI) Head of Exchange Traded Products Nick Cherney and JHI’s Head of Australia Matt Gaden discussed the trends they see taking shape in the ETF landscape, tackled questions around ETFs experiencing liquidity issues and provided a glimpse into the future of the Australian ETF landscape based on the parallels... Read more continue reading

From Seat counts to cycle

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After four days of counting, the United States have a new President-elect in Joe Biden. However, it doesn’t look like the Democrats will be able to take control of the Senate, and so the market is preparing for a gridlock scenario. Equity markets have been strong on the back of the announcement (and through the... Read more continue reading

New approach needed for desperate income investors

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Outdated portfolio thinking has left millions of Australian retirees vulnerable to low interest rates and higher sharemarket volatility, argues Allianz Retire+ . As interest rates worldwide plumb record lows, retirees are taking on more risk to earn enough investment income to live on – a strategy that could permanently damage their wealth. “The latest rate... Read more continue reading

What the US election and a COVID-19 vaccine mean for real estate

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The outcome of the US presidential election and Pfizer’s coronavirus vaccine announcement have resulted in some significant swings in market prices across global equities and listed real estate. The following update is from Quay Global Investors’ principal and portfolio manager, Chris Bedingfield. US presidential election It appears Joe Biden will win the US presidency and... Read more continue reading

4 answers to the RBA’s toughest questions

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For the past six months, the RBA has been subdued at using unconventional policy compared to offshore. After six months of sitting on the sidelines, the RBA has finally eased rates. Chris Rands, Portfolio Manager, Fixed Income at Nikko Asset Management has penned a piece exploring the RBA’s delay to move and ease rates, deep... Read more continue reading

Super recovery still underway as outlook improves

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The recovery in superannuation continues as lockdown conditions gradually ease across the country and Australians prepare for a relatively normal summer, with fewer restrictions on gatherings and business operations. According to estimates from leading superannuation research house SuperRatings, the median balanced option returned 0.5% in October, while positive market movements in November point to continued... Read more continue reading

Super funds can benefit with the adoption Responsible Investing goals with an after-tax investment focus: Parametric Research

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Superannuation funds should implement responsible investing in a tax-managed way according to a new research paper by the global implementation specialist manager Parametric. The paper presents a hypothetical tax-managed Responsible Investing portfolio that adds a quarter of a percent in after-tax returns each year over a non-tax-managed version. Raewyn Williams, Head of Research (Australia) and Analyst Josh McKenzie at... Read more continue reading