Equity markets: red hot or red herring?

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Global and Australian economies and markets are holding up better than was expected just four months ago, according to the Schroders Australia investment team, but that doesn’t mean the good... Read more continue reading

Nearly half of Australians can’t afford to wait for default disability insurance, women most impacted: MLC Life Insurance research

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Nearly half of Australian workers have three months’ or less savings in the event of a disability which prevents them from working, with almost a third of women only having... Read more continue reading

Modern Portfolio Theory and the Rise of Ratios in Portfolio Construction

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Background Since their inception, financial markets have provided investors with the opportunity to increase their wealth. However, this is of course not always the case – at times, and without... Read more continue reading

Moving on from Cash in 2024?

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Now is the time for Australian investors to consider putting their cash back to work. By the end of 2023, Australia’s 80 plus authorised deposit-taking institutions had collectively attracted about... Read more continue reading

Designing sustainable products while balancing affordability is crucial to driving good customer outcomes

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It is two years since APRA stepped in to address the cycle of losses and price increases in the Individual Disability Income Insurance (IDII) market. In that time, we have... Read more continue reading

Super returns continue their advance in February

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Super returns maintained their momentum over the month as confidence that inflation is coming under control continued to build. Leading superannuation research house SuperRatings estimates that the median balanced option... Read more continue reading

Human behaviour in retirement

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To best understand how and why clients make decisions about their finances, particularly in retirement, advisers must consider ‘investor behaviour’ and the factors that underpin those decisions. This should be... Read more continue reading

Report calls for re-design of insurance products and law modernisation to protect women from financial abuse

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A new report released today by the Centre for Women’s Economic Safety (CWES) calls for general insurers to disrupt domestic violence in Australia by re-designing products to prevent financial abuse.... Read more continue reading

RBA downgrades GDP, CPI predictions and will hold on rates

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Market review Markets pushed back the US Federal Reserve’s first interest rate cut, amid consensus of a soft economic landing. This allowed most yields to trade around the recent ranges.... Read more continue reading

Australian small caps at inflection point this reporting season

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Overall, the February reporting season was generally positive for Australian small caps, with the domestic economy remaining resilient, and many small cap company results beating market expectations, says Phillip Hudak... Read more continue reading