Can a member still bring forward their non-concessional cap?

From

The introduction of the new $1.6M cap has changed the game for members wanting to make contributions in advance – so-called ‘bring forward’ contributions. The legislation not only introduces eligibility... Read more continue reading

Who will be affected by the new pension changes?

From

On 1st January 2017, the Australian Government implemented changes to the assets test used to calculate pensions. These changes include imposing new asset limits and will not affect everyone, but... Read more continue reading

The important factors in smart-beta investments strategies

From

According to IOOF, in the current low return environment, clients are putting pressure on fees while still seeking returns above the benchmark. Fund managers have responded with new lower-cost products... Read more continue reading

Investment bonds a tax effective superannuation alternative

From

With superannuation reforms announced in the Federal Government’s 2016-17 Budget being realised, it is imperative that people consider ways to achieve a tax effective retirement income outside the superannuation system,... Read more continue reading

Utilising Investment Bonds to maximise your age pension entitlements post 1 January 2017

From

Overview From 1 January 2017, there are changes to the assets test taper rates and thresholds; this means many couples and individuals could lose part or all of their age... Read more continue reading

Changes to superannuation – the end of unlimited, tax effective superannuation

From

“Now that the Government has finalised legislation for super reforms, there is some certainty over the changes that will come into place on 1st July 2017. “What the legislation shows... Read more continue reading

How the new “objective of superannuation” legislation will change funds

From

The superannuation system is now set to have a clear legislative purpose– and it is one which raises a raft of new questions. Almost 25 years after the government introduced... Read more continue reading

With 10 years to retirement can helping your children be detrimental to your own retirement?

From

A lot of my clients are telling me “I want to help my children buy a home.” This is understandable given the average house price as a ratio to average... Read more continue reading

IOOF Analysis: Third tranche of draft super reforms released

From

The Government has released for comment the third tranche of draft legislation for the superannuation reforms to commence 1 July 2017. Here, IOOF Senior Technical Services Manager, Pam Roberts, comments... Read more continue reading

Local Government Super strengthens responsible investment credentials

From

Local Government Super (LGS) has bolstered its commitment to responsible investment practices by making three significant changes to the investment restriction criteria within its Sustainable Australian Shares investment option (SAS).... Read more continue reading