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Everything from Raymond Griffin - AdviserVoice

All forms of adviser remuneration are imperfect! (Part 3)

From Raymond Griffin - AdviserVoice

Welcome to Ray Griffin’s third and final article in the series: All forms of adviser remuneration are imperfect. In Part 1, Ray discussed the imperfections in the hourly rates method

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25 May 2015

All forms of adviser remuneration are imperfect! (Part 2)

From Raymond Griffin - AdviserVoice

Welcome to Part 2 of a paper by AdviserVoice’s Ray Griffin in which he argues that all forms of adviser fees are imperfect. In Part 1 he discussed hourly rates

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05 May 2015

All forms of adviser remuneration are imperfect! (Part 1)

From Raymond Griffin - AdviserVoice

In this, the first article in our special three part series, AdviserVoice Director and financial planning veteran Ray Griffin explores the often contentious issue of how advisers charge for their services.

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14 Apr 2015

Wrap up of the FPA Congress 2014

From Raymond Griffin - AdviserVoice

Despite opening against a difficult backdrop of further legislative uncertainty through the recent Future of Financial Advice Senate rollback, the 2014 FPA Congress in Adelaide hit a high note for

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25 Nov 2014

Standing out from the crowd

From Raymond Griffin - AdviserVoice

Depending on your data source, there are around 15,000 financial advisers in Australia and around 3,400 holders of an Australian Financial Services Licence (AFSL) which can provide personal advice. Around

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26 Aug 2014

A part to play – ETFs and client portfolios

From Raymond Griffin - AdviserVoice

For more than three decades the ways in which financial advisers deploy their client’s investment capital into markets has been evolving. From the introduction of retail unit trusts in the

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20 May 2014

Portfolio allocations for clients in the ‘real world’

From Raymond Griffin - AdviserVoice

In his first CPD article for 2014 Ray Griffin examines the need for advisers to stay abreast of economic and market conditions in order to more effectively set portfolio allocations

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03 Feb 2014

Professional ethics #3

From Raymond Griffin - AdviserVoice

This is the final in our CPD mini-series on ethical conduct in the financial advice profession. (Click here to see CPD: Professional Ethics #1 and here for CPD: Professional Ethics #2)

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27 Sep 2013

Professional ethics #2

From Raymond Griffin - AdviserVoice

Welcome to Part 2 of our mini-series on professional ethics in practice in which we’re exploring ethical dilemmas for financial advisers based on real life situations. In Part 2, Ray

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08 Jul 2013

Professional ethics #1

From Raymond Griffin - AdviserVoice

Welcome to the first of a 3-part CPD mini-series from AdviserVoice’s Ray Griffin. In this series Ray focuses on professional ethics and how, in day-to-day practice, you might deal with

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11 Jun 2013

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CPD: The Two-Chapter retirement – a framework for understanding retiree psychology
Introduction Why do financially secure retirees still hesitate to spend, or commit to strategies that would clearly improve their outcomes? This article sets out the Two-Chapter Retirement framework, a new [...]
CPD: China’s next phase – what persistent supply-side growth means for global markets
China’s economic trajectory is shifting, but not in the way many had once expected. Consumption-led rebalancing has not materialised. Instead, economic policy continues to emphasise industrial modernisation, aligned with a [...]
CPD: Ethics and client best interests
In financial advice, acting in a client’s best interest isn’t just a regulatory rule, it’s the foundation of a trusting, successful partnership. This article, proudly sponsored by GSFM, examines the [...]
CPD: Capitalising on global growth in the decarbonisation era
Few themes rival the scale, urgency and long-term significance of climate change. Consequently, regions, countries, companies and individuals are taking positive action to decarbonise the planet and work toward net [...]
CPD: Decoding the compliance signals within AFCA’s Lead Decisions
Introduction In February 2026, the Australian Financial Complaints Authority (AFCA), reached a significant milestone when it issued its 1,000th Dixon Advisory determination[1]. Up until that point, this represented the single [...]