Top down asset allocation in 2013 #2

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In Part 1 of his CPD paper on asset allocation modeling, Ray Griffin detailed a step-by-step process to deploying a top down approach to designing balanced client portfolios. In Part

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Promises, promises…

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A few weeks ago, for some unknown reason, I glanced at the local newspaper’s glossy real estate insertion into the weekend edition. As a small farm dweller for almost twenty

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Top down asset allocation in 2013

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Welcome to Part 1 of Ray Griffin’s paper on top down asset allocation modeling. In this 2 part series Ray walks you through the process of developing investment portfolios using

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Asset allocation for the 20-teens

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In his last CPD article for 2012, Ray Griffin explains why portfolio asset allocation models in the 20 teens should be substantially different to those of the 1990s and pre-GFC

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No seriously, it’s not you–it’s me!

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Welcome to the latest CPD article from Ray Griffin in which he explores what for some is the most difficult thing to do in professional practice – to ‘let a

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The importance of managing client expectations

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In his latest article for AdviserVoice, Ray Griffin discusses how certain words can create unrealistic expectations for clients that can only end in disappointment. Ray steps you through the danger

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Regulatory change not the only threat to advisers’ businesses

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Do you think the market and the changing legislation is the only threat?  Portfolio management is getting easier for all. Next time you’ve got a few minutes to spare, enter

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Are you playing Russian Roulette with your financial advice business?

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If you live in a so-called ‘advanced’ western economy, one word you’re going to hear a lot more of over the next decade or so is tax.  And you can

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Ideology aside, super contribution numbers don’t add up

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There’s one thing that can be said with great certainty about superannuation and that is that for more than two decades it has languished in a vacuum of politics and

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Professionalism – the change we need

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Apart from European debt crises and world market doldrums, it’s been a big year for financial planning in Australia. The ongoing Future of Financial Advice legislation plus the FPA’s landmark

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