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Everything from The Fold Legal

July 1 is FoFA D-Day for Advisers: are you sorted?

From The Fold Legal

The Future of Financial Advice (FoFA) deadlines are upon us and financial advisers should by now have taken several steps to ensure they meet their new obligations, according to the

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30 Jun 2014

How Many Licences Are Enough?

From The Fold Legal

Many financial services businesses offer services through a number of different entities, sometimes supported by a service company – but this does not necessarily mean each of the entities needs

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28 May 2014

ASIC targets add-on insurance

From The Fold Legal

Ancillary or ‘add-on’ insurance, sold at the point of sale, is a new focus for ASIC in 2014, with all businesses selling general or life insurance, or offering credit as

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09 May 2014

Opportunity for advisers in Limited MDA Platforms

From The Fold Legal

With the Australian Securities and Investments Commission (ASIC)’s 2013 proposal to change requirements around limited managed discretionary account (MDA) platforms appearing to be on hold for some considerable time, the

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02 May 2014

General Advice – Are you tempted?

From The Fold Legal

The removal of the ban on conflicted remuneration for general advice in the proposed changes to the Future of Financial Advice (FoFA) legislation may provide new opportunities for financial advice

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04 Mar 2014

Privacy law deadline looms

From The Fold Legal

Advisers have until 12 March 2014 to ensure their privacy compliance measures meet new privacy principles. “The new Australian Privacy Principles require personal information to be handled in an open

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20 Feb 2014

Wholesale client tests too complex for SMSFs

From The Fold Legal

Six different ‘wholesale client’ tests and three different ‘sophisticated investor’ tests currently apply to financial services clients and deciding whether self-managed superannuation fund (SMSF) trustees are wholesale or retail is

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18 Dec 2013

ASIC speeding up licensee complaints process

From The Fold Legal

Recent changes to Regulatory Guide 165 (RG165) mean Australian Financial Services Licensees (AFSL)s must now acknowledge client complaints immediately, regardless of the form in which they are given, and resolve

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19 Nov 2013

ASIC set to burn the churn

From The Fold Legal

The Australian Securities and Investments Commission (ASIC) will analyse life company records in order to find advisers who churn, according to Claire Wivell Plater, Managing Director of The Fold Legal.

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30 Oct 2013

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