Article list

Everything from The Fold Legal

Do you use a platform? You could be breaching the Best Interests Duty

From The Fold Legal

Recent guidance from the Australian Securities and Investments Commission (ASIC) confirms in no uncertain terms that the Best Interests Duty applies just as much, if not more, to platform recommendations

continue reading

06 Sep 2013

Risky Business for Insurance Brokers

From The Fold Legal

Insurance brokers who are advising their corporate/commercial clients once a year have to pick up their act to avoid unwanted Professional Indemnity (PI) claims, according to Charmian Holmes, Solicitor Director

continue reading

21 Aug 2013

The Fold: Helping Advisers Get on with FoFA Business

From The Fold Legal

As the start of the Future of Financial Advice (FoFA) reforms races towards us at headlong speed, there is an upswing in the number of advisers working on changes to

continue reading

19 Jun 2013

Advisers personally liable for breaches of Best Interests Duty

From The Fold Legal

Employed advisers who are authorised representatives can be held personally liable for serious breaches of the Best Interests Duty and may face up to $200,000 in fines once Future of

continue reading

12 Jun 2013

ASIC Guidance on asset-based fees a step too far

From The Fold Legal

Part of ASIC’s guidance on conflicted remuneration has been taken a step too far, according to Claire Wivell Plater, managing director of The Fold. “Under the new guidance, if

continue reading

22 Mar 2013

ASIC breaches: when to hold and when to fold

From The Fold Legal

Working with ASIC after a breach may be a better, quicker way for financial services business to get back on track than ‘lawyering up’, according to Dr Hillary Ray, Senior

continue reading

20 Feb 2013

Asset based fees – can you charge them?

From The Fold Legal

Advisers may need to rethink how they charge for advice under the Conflicts Priority Rule in Regulatory Guide 175 (RG175) as asset-based fees have the potential to create just as

continue reading

14 Jan 2013

A frank launch for The Fold website

From The Fold Legal

Can dealer groups retain volume bonuses under FOFA? Do you need to be a mind reader to figure out what ASIC wants in terms of Codes of Conduct? Can you

continue reading

11 Dec 2012

Hillary Ray comes into The Fold

From The Fold Legal

The Fold Legal (The Fold) is delighted to announce the appointment of Hillary Ray who joined the team in the capacity of Senior Lawyer this week. “Hillary is joining us

continue reading

06 Dec 2012

FIRST 1...10 11 12 1314 LAST

Earn CPD Points

CPD: The structural advantage of US middle market private credit
Private credit has moved from a niche institutional allocation to a mainstream component of modern portfolio construction. It offers advisers a compelling way to enhance income, diversification and portfolio resilience. [...]
CPD: Rupture and resilience
The global economy is no longer gliding along a familiar path of ongoing globalization and increasing integration. In the words of Canadian Prime Minister Mark Carney, the world is undergoing [...]
CPD: A TTR strategy for modern retirement
We are currently witnessing one of the most significant demographic transformations in Australia’s history. Over the next decade, an estimated 2.5 million Australians are expected to enter retirement[1]. This article, [...]
CPD: Trend following in uncertain times
Trend following strategies aim to generate returns by capturing sustained price movements across a diverse range of asset classes. Unlike traditional investment approaches that rely on valuation or forecasting, trend [...]
CPD: Aged care advice and ethics
Data from the Australian Institute of Health and Welfare (AIHW) shows that Australia’s population aged 65 and over is projected to reach 22% – or 8.8 million people – by [...]