Pensions: end of financial year actions

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Now that the end of the 2022/23 financial year is almost here, superannuation members who are currently receiving pensions need to take certain actions. First: Ensure that the minimum amount

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Court case found BDBN held to be invalid

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In this case a binding death benefit nomination was held to be invalid because it had not been given to the trustee, that is, not given to all the trustees

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Higher income limits for Seniors Health Care

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The legislation to significantly increase the cut-off limit for entitlement to the Seniors Health Care has been enacted.  Now the relevant cut-off limits are $90,000 for a single (previously $61,284)

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October Budget 2022 – super aspects summary

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Increase in Com Penalty Unit Increase to $275 (presently $222) Operative date 1 January 2023 Example – breach of operating standard (such as failing to keep separate assets held by

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Last minute withdrawals before time is called

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Is it possible to make a last minute withdrawal before you die and the payment, if made after you have died, still be treated as being tax free?  Well Yes

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Incentivising pensioners to downsize

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Significant changes to the social security means test treatment of sale proceeds of the principal home. The amendments will also modify the application of the Income Test by treating the

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Carter court case most important since Bamford

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In possibly the most significant trust tax case since Bamford (2010), the High Court has held that the attempt to undo, by means of an “after the event” disclaimer, the

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ATO to provide super details in family law property matters

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An amendment bill has now been introduced into Parliament to permit the Australian Taxation Office (ATO) to provide details about the superannuation accounts of a party to a Family Law

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Best interest now best financial interests

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Previously, trustees of self managed superannuation funds were required to perform their duties and exercise their powers in the best interests of the beneficiaries of the fund. This requirement was

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Michael Hallinan reviews recent superannuation changes

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Six member SMSFs finally arrive Why have a 6 member SMSF? A 6 member SMSF may be relevant to situations where a parent or a couple have children who are

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