Economics
Earn CPD Points
CPD: Raising the bar for Australians’ retirement spendingThe often-quoted retirement income guideline known as the 4% rule has achieved something close to mythical status in retirement planning. Developed by US financial adviser Bill Bengen, it was designed [...]
CPD: Global SMID – an engine for growthMost Australian investors love their shares. This year’s Australian Investor Study[1] showed 8.3 million Australian investors hold on-exchange investments, a figure that represents an increase of 2.5 million since 2020. [...]
CPD: AI financing – bubble, breakthrough or the next fixed income supercycle?Key takeaways AI represents a major investment cycle with distinctive financial foundations. Unlike earlier infrastructure booms, much of the AI build-out is supported by substantial hyperscaler operating cash flows rather [...]
CPD: Dynamic spending – an adviser introduction to retirement spending strategiesRetirement planning tends to concentrate on the income side of the ledger: how much a client needs, where it will come from, and how sustainable it is. A resilient income [...]
CPD: ASIC on outsourcing – practical lessons for every adviser and licenseeOutsourcing is an integral part of advice delivery Outsourcing has unquestionably reshaped the financial advice landscape in Australia. The advice value chain is long and complex, with many components that [...]
State of the states – state & territory performance report
Each quarter CommSec attempts to find out how the states and territories are performing by analysing eight key indicators: economic growth; retail spending; equipment investment; unemployment, construction work done; population growth; housing finance and dwelling commencements.
Just as the Reserve Bank uses decade averages to determine the level of “normal” interest rates; we have done the same with the economic indicators. For each state and territory, latest readings for the key indicators were compared with decade averages – that is, against the “normal” performance.
To read the full report, click here.
Print
email
Tags:Commsec Craig James economic commentary
Latest Articles