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Everything from AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

CPD: Greenwashing – a major financial consumer protection challenge

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

Greenwashing, and the importance of being kind to trees Some readers with more than a few miles on the clock may remember a comedy show from the 1990s, Absolutely Fabulous, about a shambolic and vacuous Public Relations expert, Edina Monsoon. In one of the show’s more memorable scenes, Edina’s daughter Saffy questions the meaning of

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25 Jul 2022

CPD: Bigger than Hayne? The ALRC Review and what it means for financial advisers

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

The forgotten reform? Of all the regulatory reform implemented or in development – and let’s face it there has been a lot – one that seems to have slipped under the radar of many advisers is the Australian Law Reform Commission (ALRC) Review into the simplification of corporations and financial services regulation. Which is surprising,

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15 Jun 2022

CPD: Sudden wealth is on the rise – how advisers can protect clients from its pitfalls

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

The challenges of sudden wealth Most people, to a greater or lesser degree, dream of sudden wealth. But whilst the pursuit of riches can be a powerful motivating force that helps people cope with their day-to-day struggles, and has energised a legion of entrepreneurs, athletes, entertainers, and business owners around the world, it can also

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18 May 2022

CPD: What Britney Spears can teach advisers about guardianship and consumer protection

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

Introduction If we were to ever appoint a Patron Saint of Financial Advice and Estate Planning, a pretty strong case could be made for Britney Spears. Because, thanks to the worldwide attention garnered on her involuntary ‘conservatorship’ case, people everywhere are starting to wake up to the archaic, arcane, and sometimes frightening consequences of having

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14 Apr 2022

CPD: Crypto – a regulatory and consumer protection primer for advisers

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

Suspicious minds It is a normal human trait to be suspicious of things we don’t understand, which is why so many people still regard cryptocurrency as something of a fringe concept. And whilst the news may be increasingly filled with stories like the large, respected institution who allowed its 16,000 advisers to access crypto for

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22 Mar 2022

CPD: Sophisticated investors – An essential guide for financial advisers

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

Who are Sophisticated Investors? One of the more evergreen topics in financial advice circles is ASIC’s ‘Sophisticated Investor’ definition. It’s a topic that has received even more prominence in the wake of recently released research[1] showing that almost 1 in 6 Australians are now eligible to be classed as ‘financially sophisticated’, a figure that could

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23 Feb 2022

CPD: 2022 Financial Adviser Regulatory Agenda – Key dates and developments

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

The collective sigh of relief from advisers, licensees, and industry associations when the calendar turned over to 2022 could be heard all around Australia. After the tumult of 2021, which saw advisers face almost unprecedented levels of reform (including DDO, IDII, new fee disclosure and consent rules, and the removal of grandfathered commissions), the pace

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24 Jan 2022

CPD: Identity theft – financial advisers at the consumer protection frontline

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

The world is full of traps for the unwary. Seemingly every day, millions of Australians are bombarded with emails, SMSs and robocalls attempting to defraud them of money, data, and even worse, their identity. And it’s only getting worse. Thanks to the love affair we have with our mobiles, and our increasing preference for online,

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06 Dec 2021

CPD: Retirement Income Covenant – background, adviser implications and trustee checklist

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

Introduction As the ageing of our population continues to accelerate, the shortcomings of our national retirement incomes policy framework become magnified. A historically disproportionate focus by policy makers and product providers on the accumulation – rather than decumulation – phase of retirement savings, combined with entrenched cultural beliefs about the sanctity of home ownership, have

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17 Nov 2021

CPD: Practical advice tips – the SMSF consumer protection challenge

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD series is proudly brought to you by Perpetual Investments

Introduction The growth of Australia’s Self-Managed Super Fund (SMSF) sector continues unabated, with ATO June 2021 statistics[1] revealing the sector now holds a record $822 billion in assets, an increase of $23 billion on the prior quarter, and around $80 billion higher than in June 2020. These assets are held in around 598,000 funds on behalf

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12 Oct 2021

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CPD: Client centric segmentation - a best practice framework for advisers
Extensive research[1] into the underlying pillars of success for financial [...]
CPD: Behaving badly – could our decision-making flaws undermine the consumer protection intent of recent superannuation changes?
It is widely accepted that consumer financial protection is important [...]
CPD: The case for listed private equity – Part 1 - Listed versus private companies
This article from PAN-Tribal Asset Management is the first of [...]
CPD: Ethics - why good people make poor choices
Ethical values provide a moral compass by which people live [...]
CPD: Why are you so happy? The wellbeing effects of financial advice and what they mean for Advisers
Fact: People who have received financial advice are happier than [...]