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Everything from AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

CPD: Consumer protection brief – advisers at the frontline of preventing financial abuse

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

Introduction Financial Abuse is a major societal problem, regarded by many observers, and some states, as a form of domestic violence. Although recognised in Commonwealth law, in most Australian jurisdictions

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03 Dec 2024

CPD: Do longer SOAs break the law? When is an ROA more appropriate? (And other key questions about the communication of advice)

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

Introduction Disclosure is recognised as a key pillar of financial consumer protection. Transparent communication around product features, fees, and investment performance obviously helps consumers make informed choices when deciding to

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11 Nov 2024

CPD: ASIC’s enforcement priorities – practical adviser implications

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

ASIC is fundamentally a consumer protection agency. The various functions it performs, including market oversight, surveillance, enforcement and education, ultimately all roll up to one core purpose – ensuring good

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01 Oct 2024

CPD: DBFO legislation – a plain English framework for adviser implementation

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

In recent times, few topics have dominated adviser consciousness – and industry media coverage – as much as the Quality of Advice Review (QAR), one of the most significant consumer

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02 Sep 2024

CPD: ASIC Report 779 – adviser obligations re superannuation underperformance

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

Introduction Superannuation is one of the key pillars of Australian retirement incomes policy, and for many Australians will represent their most significant asset outside their home. As such, recent years

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01 Aug 2024

CPD: Compliance primer – Crypto regulatory reform, consumer implications

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

Introduction Still regarded with suspicion by many, cryptocurrencies have continued to grow in popularity in Australia. Despite losing value by more than 60% in 2022[1], Bitcoin and other popular cryptocurrencies

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01 Jul 2024

CPD: Aged Care Advice – the consumer protection challenge

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

The burgeoning aged care sector is one that financial advisers – directly or indirectly – will increasingly come into contact with. As our population ages, and longevity improves, most advisers will have a number of clients who are either using aged care services themselves, or who are making decisions about aged care on behalf of their parents or grandparents.

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04 Jun 2024

CPD: Sophisticated and Wholesale investors – changes coming in 2024

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

One of the most topical conversations around financial consumer protections is the forthcoming changes to the Sophisticated Investor Test. The subject of much scrutiny and debate since its introduction in

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07 May 2024

CPD: Scam alert – the role for advisers in our biggest consumer protection challenge

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

Introduction Financial scams are arguably the biggest consumer protection challenge facing the financial sector in 2024. With data suggesting scams are costing Australian consumers more than $3 billion each year[1]

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17 Apr 2024

CPD: Consumer protection – a practical guide to developing a Vulnerable Client Policy

From AdviserVoice - this Regulatory Compliance and Consumer Protection CPD article is proudly brought to you by Russell Investments

One of the most significant consumer protection challenges within financial advice – and financial services more broadly – is the protection of vulnerable clients. Regulators around the world are becoming

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04 Mar 2024

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CPD: SMSFs and the Code of Ethics
SMSFs comprise more than one quarter of Australia’s $3.54 trillion[1]. superannuation sector, are subject to a number of rules and regulations and – importantly – aren’t appropriate for everyone. This [...]
CPD: Recession… what recession?
Since August of 2022 the Bloomberg consensus has placed a probability of 50% or more on a US recession occurring within the next 12 months. However, despite 525 basis points [...]
CPD: Pricing advice for trust sustainability and loyalty (Part 2 – choosing and communicating fee model options)
Introduction Advice fees – their quantum, and how they are charged – remain one of the most discussed, dissected, and debated topics within financial advice. They are at the heart [...]
CPD: The new retirement puzzle, ASIC puts advisers at the centre
In July 2023, ASIC and APRA released the findings of their joint review into the first year of operation of the Retirement Incomes Covenant (RIC). That review concluded that super [...]
CPD: Retirement of the future
Between now and 2028, 670,000 Australians intend to retire, taking the total number to almost five million[1]. As our total population ages, what does that mean for the future of [...]