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CPD: Recession… what recession?Since August of 2022 the Bloomberg consensus has placed a probability of 50% or more on a US recession occurring within the next 12 months. However, despite 525 basis points [...]
CPD: Pricing advice for trust sustainability and loyalty (Part 2 – choosing and communicating fee model options)Introduction Advice fees – their quantum, and how they are charged – remain one of the most discussed, dissected, and debated topics within financial advice. They are at the heart [...]
CPD: The new retirement puzzle, ASIC puts advisers at the centreIn July 2023, ASIC and APRA released the findings of their joint review into the first year of operation of the Retirement Incomes Covenant (RIC). That review concluded that super [...]
CPD: Retirement of the futureBetween now and 2028, 670,000 Australians intend to retire, taking the total number to almost five million[1]. As our total population ages, what does that mean for the future of [...]
CPD: Responsible underwriting 2.0, creating trust, affordability, and claims confidenceIntroducing responsible underwriting 2.0 When viewed from a technical perspective, it is tempting to characterise life insurance as revolving almost entirely around the interplay between product design, pricing, underwriting and [...]
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