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Everything from AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

CPD: Ethics and SMSFs

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

It was 1999 when self-managed superannuation funds (SMSFs) first became part of Australia’s superannuation landscape. Over the following twenty plus years, SMSFs have become a significant part of Australia’s $3 trillion[1] superannuation sector, with $766 billion in assets at end 2020, representing one quarter of the total super sector. Bound by an array of rules

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12 Apr 2021

CPD: The ethics-centric financial advice practice

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

Professional standards reforms for financial advisers were introduced to the Corporations Act 2001 in March 2017 to raise the education, training and ethical standards of people providing personal advice to retail clients. In this second article of 2021’s Ethics Series, proudly sponsored by GSFM, the parallels between FASEA’s Code of Ethics and the Corporations Act will be

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25 Feb 2021

CPD: Ethics and inadequate financial advice

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

On 1 January 2020, FASEA’s Code of Ethics became enforceable by law, requiring advisers to comply with its 12 detailed standards. By the end of 2020, it was announced that FASEA (but not its Code of Ethics) would be disbanded. This article, proudly sponsored by GSFM, examines the importance of upholding these standards and how

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08 Feb 2021

CPD: Ethics and financial control

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

Financial control, a form of financial or economic abuse, is unfortunately an increasingly common occurrence across a range of age and socio-economic groups. During financially and emotionally challenging times, such as those experienced by many during the COVID-19 pandemic, financial abuse tends to rise. Whether it’s in the form of financial control in a relationship,

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14 Dec 2020

CPD: A deep dive into FASEA’s Code of Ethics – Part two

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

FASEAS’s Code of Ethics with its twelve standards, became law on 1 January 2020. Its aim, to ensure best practice and positive client outcomes from Australia’s financial advice providers. In this article, proudly sponsored by GSFM Pty Ltd, we take a close look at standards seven to twelve. (Part one examined standards one to six.)

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26 Nov 2020

CPD: A deep dive into FASEA’s Code of Ethics – Part one

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

Consumers expect the best of their professional service providers, however it’s not always the case. FASEAS’s Code of Ethics, and its twelve standards, became law on 1 January 2020 to ensure best practice across Australia’s financial advice providers. In this article, proudly sponsored by GSFM Pty Ltd, we take a close look at standards one

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27 Oct 2020

CPD: Ethics and the use of listed securities

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

Over the last decade there’s been an explosion in the number and types of listed products available to Australian investors. There’s been a commensurate increase in the number of investors – and financial advisers – using listed securities and products in diversified portfolios. This article, proudly sponsored by GSFM, examines some of the ethical issues

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28 Sep 2020

CPD: Ethics – the ‘grey’ zone

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

FASEA’s Code of Ethics seeks to impose ethical duties that go above the requirements of the law. It’s designed to encourage and embed higher standards of behaviour and professionalism in the financial advice industry[1]. However, while laws may be clear, anything open to subjective interpretation can be prone to ‘grey areas’ – not everything is

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18 Aug 2020

CPD: Ethics and investments

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

Most clients cannot meet their financial objectives without the design and implementation of an investment strategy. Judging by complaint categories, this can be a contentious area and one in which ethical behaviour and absolute professionalism is paramount. This article, proudly sponsored by GSFM, examines the varied investment ‘suppliers’ and examines ethical practices through an investment

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17 Jun 2020

CPD: Ethics and your referral partners

From AdviserVoice - This series of Ethics CPD is proudly brought to you by GSFM

Most financial advice practices have referral partners they send business to, or receive business from. You may also use any number of third party outsource providers for non-client facing elements of your service offering. This article examines your obligations with respect to those relationships and FASEA’s Code of Ethics. Ethics and trust go hand in

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02 Jun 2020

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CPD: Ethical obligations in a financial advice practice
On 1 January 2020, FASEA’s code of ethics became enforceable [...]
CPD: Chaos theory - how APRA’s Disability Income Proposals and the Best Interests Duty are connected
Introduction “Does the flap of a butterfly’s wings in Brazil [...]
CPD: The hunt for yield can lead to risky territories
With interest rates hovering around historical lows globally, investor appetite [...]
CPD: 5 big questions the RBA needs to answer in 2020
After extremely strong fixed income returns in 2019, the interest [...]
CPD: The changing nature of work in Australia, implications for advisers and the broader protection ecosystem
Introduction As professional service providers, it is vital (and legally [...]