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Everything from ARCA - Australian Retail Credit Association

“Falling dangerously behind”: Arca calls for credit reporting modernisation as key productivity reform

From ARCA - Australian Retail Credit Association

Arca, the peak industry association focused on the use of credit reporting and consumer data, has made a comprehensive submission to the Economic Reform Roundtable calling for the modernisation of

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20 Aug 2025

Arca welcomes Parliamentary report on financial abuse and calls for greater industry collaboration

From ARCA - Australian Retail Credit Association

The industry association says there is an opportunity to uplift industry practice, and drive greater consistency in how financial institutions engage with individuals who suffer financial abuse. Arca, the peak

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16 Dec 2024

Aussies’ awareness of changes impacting credit health still a work in progress

From ARCA - Australian Retail Credit Association

Research from credit information website, CreditSmart.org.au, has revealed that one year on from the adoption of Comprehensive Credit Reporting (CCR), most Australian consumers are still unaware of the changes that

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03 Jul 2019

Major banks start to share mortgage data under CCR

From ARCA - Australian Retail Credit Association

Consumer education website, CreditSmart, has confirmed NAB has started sharing information on mortgage payments with credit reporting bodies under the Comprehensive Credit Reporting (CCR) regime, with other major banks to

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01 Mar 2019

Millennials score low when it comes to credit awareness

From ARCA - Australian Retail Credit Association

Australian millennials have a lower understanding of credit than older generations, according to research from consumer education website, CreditSmart. A huge 44% of millennials are unsure of the difference between a

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26 Oct 2018

Australian women in the dark about their credit history

From ARCA - Australian Retail Credit Association

Australian women are missing opportunities to optimise their credit health and make themselves look good to lenders, according to research from consumer education website, CreditSmart A huge 89% of women

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07 Sep 2018

Brokers, accountants and advisers are the “essential link” in credit reporting: ARCA

From ARCA - Australian Retail Credit Association

The Australian Retail Credit Association (ARCA) has called on financial intermediaries – mortgage and finance brokers, accountants and financial planners – to use yesterday’s inaugural CreditSmart Privacy Day (7 May)

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08 May 2014

ARCA responds to late payment grace period changes

From ARCA - Australian Retail Credit Association

Commonwealth Attorney-General, Senator the Hon George Brandis QC, has today requested the Credit Reporting Privacy Code (CR code) be varied so that the five day grace period for late payments

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27 Mar 2014

Today marks Australia’s move to comprehensive credit reporting

From ARCA - Australian Retail Credit Association

On 12 March 2014, reforms to Australia’s Privacy Act will see significant changes to the credit reporting system including the introduction of the Credit Reporting Privacy Code (CR Code) drafted by the Australian Retail

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12 Mar 2014

CreditSmart empowers consumers to take control of their credit history

From ARCA - Australian Retail Credit Association

Ahead of the impending overhaul of Australia’s credit reporting system, the Australian Retail Credit Association (ARCA) yesterday launched a new straight-talking website CreditSmart.org.au. The site provides a range of tools and

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29 Jan 2014

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CPD: The Two-Chapter retirement – a framework for understanding retiree psychology
Introduction Why do financially secure retirees still hesitate to spend, or commit to strategies that would clearly improve their outcomes? This article sets out the Two-Chapter Retirement framework, a new [...]
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CPD: Ethics and client best interests
In financial advice, acting in a client’s best interest isn’t just a regulatory rule, it’s the foundation of a trusting, successful partnership. This article, proudly sponsored by GSFM, examines the [...]
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Few themes rival the scale, urgency and long-term significance of climate change. Consequently, regions, countries, companies and individuals are taking positive action to decarbonise the planet and work toward net [...]
CPD: Decoding the compliance signals within AFCA’s Lead Decisions
Introduction In February 2026, the Australian Financial Complaints Authority (AFCA), reached a significant milestone when it issued its 1,000th Dixon Advisory determination[1]. Up until that point, this represented the single [...]