Podcast 20: Is the RBA banking on a rebound?

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The RBA expects a material slowdown in economic growth in September, but is forecasting a bounce-back in December that will stretch into the first half of 2022. Given market uncertainties, is the RBA’s confidence justified and could it mean higher interest rates are coming? Tune in to hear Darren Langer and Chris Rands debate their

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Podcast 19: RBA sees Delta impact as a temporary phenomenon

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The RBA continues to be optimistic despite the current state lockdowns, forecasting the economy to bounce back quickly once the virus is contained. Is the RBA taking a gamble on their positive outlook given the uncertainties in the market right now? Tune in to hear Darren Langer and Chris Rands debate their views in episode

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Podcast 18: The market versus the RBA – is a hike before 2024 likely?

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The RBA is sticking with their timing of 2024 before they look at an increase in interest rates. The market believes that inflation will be back sooner than the RBA is forecasting. What’s driving the differing opinions and who’s right? Tune in to hear Darren Langer and Chris Rands discuss their views in episode 18

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Podcast 17: Could an increase in interest rates derail the housing market?

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The market has seen a small increase in fixed-rate mortgages from some of the banks. Is this the beginning of a tightening cycle and has the Australian consumer seen the last of ultra-low interest rates? In episode 17 of The Rate Debate, Darren Langer and Chris Rands discuss if a potential increase in inflation combined

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Podcast 16: Are we heading for a debt trap?

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The government’s policies have been focused on spending and encouraging Australians to borrow more, driving strong credit growth. The impact of this approach is that the more indebted Australian’s are, the harder it is for the RBA to increase interest rates. Darren Langer and Chris Rands discuss whether Australia could fall into a potential debt

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Podcast 15: Is the free ride over?

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The RBA’s stimulus policies have boosted the economy post COVID-19 driving increases in house prices, retail sales, and employment but is this a double-edged sword? Darren Langer and Chris Rands discuss the impact of the RBA’s policies on future growth, and question who will pay for it in the long run in episode 15 of

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Podcast 14: What’s driving interest rates higher?

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Bonds experienced their fastest sell off since 2009, resulting in the largest one month rise in 10-year yields. Given the economic outlook is looking more positive globally, is the rise justified and where to next for bond yields? Darren Langer and Chris Rands delve into these questions and more in episode fourteen of The Rate

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Podcast 13: Could housing be the good news story for 2021?

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Everyone loves a good housing story and it’s looking like 2021 could become a best seller. But at what cost? According to the numbers, we’re still in an economic hole, and with immigration down 80% and the government’s income support program about to end, are we setting ourselves up for a down fall? Darren Langer

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Podcast 12: Could house prices top 20% growth in 2021?

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If anyone questioned the power of low interest rates to drive house prices in Australia, they only need look back at 2020. Despite COVID-19, the recession, high unemployment and stagnant wages growth, house prices in Australia stood firm. Find out why Darren Langer and Chris Rands believe house prices are set to climb and why

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4 answers to the RBA’s toughest questions

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For the past six months, the RBA has been subdued at using unconventional policy compared to offshore. After six months of sitting on the sidelines, the RBA has finally eased rates. Chris Rands, Portfolio Manager, Fixed Income at Nikko Asset Management has penned a piece exploring the RBA’s delay to move and ease rates, deep

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