Podcast 23: The reopening trade to determine economic growth in 2022

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One of the key factors that will make or break the case for the RBA tightening in 2022 will be the reopening trade. Will consumers start spending heavily as is forecast, or will the threat of inflation and a rise in interest rates scare them off? Darren and Chris discuss their views in the last

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Podcast 22: Bond market loses confidence in the RBA’s forward guidance

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While the RBA maintained its view of holding rates until at least 2024, Australia’s central bank has now acknowledged the need to curtail the housing boom and signalled the potential introduction of macroprudential measures. With APRA set to tighten lending standards, will we see heat come out of the red-hot domestic housing market? Darren Langer

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Podcast 21: Is the heat coming off the housing market?

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While the RBA maintained its view of holding rates until at least 2024, Australia’s central bank has now acknowledged the need to curtail the housing boom and signalled the potential introduction of macroprudential measures. With APRA set to tighten lending standards, will we see heat come out of the red-hot domestic housing market? Darren Langer

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Podcast 20: Is the RBA banking on a rebound?

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The RBA expects a material slowdown in economic growth in September, but is forecasting a bounce-back in December that will stretch into the first half of 2022. Given market uncertainties, is the RBA’s confidence justified and could it mean higher interest rates are coming? Tune in to hear Darren Langer and Chris Rands debate their

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Podcast 19: RBA sees Delta impact as a temporary phenomenon

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The RBA continues to be optimistic despite the current state lockdowns, forecasting the economy to bounce back quickly once the virus is contained. Is the RBA taking a gamble on their positive outlook given the uncertainties in the market right now? Tune in to hear Darren Langer and Chris Rands debate their views in episode

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Podcast 18: The market versus the RBA – is a hike before 2024 likely?

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The RBA is sticking with their timing of 2024 before they look at an increase in interest rates. The market believes that inflation will be back sooner than the RBA is forecasting. What’s driving the differing opinions and who’s right? Tune in to hear Darren Langer and Chris Rands discuss their views in episode 18

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Podcast 17: Could an increase in interest rates derail the housing market?

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The market has seen a small increase in fixed-rate mortgages from some of the banks. Is this the beginning of a tightening cycle and has the Australian consumer seen the last of ultra-low interest rates? In episode 17 of The Rate Debate, Darren Langer and Chris Rands discuss if a potential increase in inflation combined

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Podcast 16: Are we heading for a debt trap?

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The government’s policies have been focused on spending and encouraging Australians to borrow more, driving strong credit growth. The impact of this approach is that the more indebted Australian’s are, the harder it is for the RBA to increase interest rates. Darren Langer and Chris Rands discuss whether Australia could fall into a potential debt

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Podcast 15: Is the free ride over?

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The RBA’s stimulus policies have boosted the economy post COVID-19 driving increases in house prices, retail sales, and employment but is this a double-edged sword? Darren Langer and Chris Rands discuss the impact of the RBA’s policies on future growth, and question who will pay for it in the long run in episode 15 of

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Podcast 14: What’s driving interest rates higher?

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Bonds experienced their fastest sell off since 2009, resulting in the largest one month rise in 10-year yields. Given the economic outlook is looking more positive globally, is the rise justified and where to next for bond yields? Darren Langer and Chris Rands delve into these questions and more in episode fourteen of The Rate

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