Simple secret to eternal happiness revealed

From

Research shows Australia’s happiest people may not be rich, famous or even good looking $125,000 found to be the optimal salary for achieving happiness Everyone wants to be happy. It has been the subject of books, films and in 2014 Pharrell Williams’ tune Happy went to number 1 in more than 30 countries from Slovakia to Spain,

continue reading

Control freaks – SMSFs take charge for a happier future

From

When it comes to being ‘super’ happy in the future, having control of their retirement funding is putting those with a Self-Managed Super Fund (SMSF) ahead of the rest. This is according to the 2013 RaboDirect National Savings and Debt Barometer which shows that respondents with an SMSF were not only happier but were in

continue reading

Advice conundrum – Gen Y trust financial advisers but view as too expensive

From

When it comes to money and our financial futures – who do we turn to and trust most to give quality advice? According to the 2013 RaboDirect National Savings & Debt Barometer (NSDB), 36% of Gen Y relied on family and friends for financial advice – using their loved ones over a bank (33%), an

continue reading

Savers increase their lifeline by 43 days in twelve months

From

Survey reveals Australians built up their savings buffer in wake of economic downturn Australians have learnt a valuable lesson from recent tough economic times, and have been busy squirrelling away savings in order to protect themselves from any further uncertainty; RaboDirect research shows. Impressively, almost a third of Australians have a savings safeguard that would

continue reading

Laughing all the way to the bank

From

Survey finds that regular savers are healthier and happier While money itself may not be enough to buy happiness, regular saving habits can literally see people laugh all the way to the bank according to the 2013 RaboDirect National Saving and Debt Barometer (NSDB). The research found that regular savers[1] can bank on happiness and good health, uncovering

continue reading

Australians dreaming of a tight Christmas

From

It may be a common gripe that Christmas comes earlier each year but new research has revealed that Christmas budgeting has already been underway in around one in five households since October. The research comes from the 2013 RaboDirect National Savings and Debt Barometer (NSDB), an extensive study of Australians’ attitudes towards money and savings.

continue reading

Too little too late – baby boomers claim changes to super won’t make a difference

From

Only 19% of Baby Boomers say recent moves to increase super contributions will give them more confidence in their ability to fund their retirement dreams according to the 2013 RaboDirect National Savings and Debt Barometer (NSDB), launched yesterday. The survey of 2,322 Australians aged 18 to 65 also revealed the extent of the gap between

continue reading

New saving product gives advisers better solution

From

A new type of online savings product to RaboDirect, which helps people meet their savings goals faster by keeping cash at arms’ length while earning competitive rates, has been announced by RaboDirect. The new type of account to RaboDirect, called Notice Saver, was developed in response to the insight that keeping some cash at arm’s

continue reading

Women on top when it comes to planning for the future

From

Women may feel less comfortable with money than men, but in reality they are more in control of their financial futures than their male counterparts.  This is one of the key findings from the latest RaboDirect National Savings and Debt Barometer (NSDB). The most recent NSDB, which RaboDirect conducts annually, polled over 2,355 financial decision

continue reading

Diversification the real winner of inaugural asset wars

From

International equities gained the popular vote as the ‘winner’ asset at the inaugural BlueChip Communication Asset Wars held in Sydney last week. This event brought members of the investing and funds management community together to hear some of their peers put the case for a range of different asset classes in volatile times. In the

continue reading