Zero interest rates are inevitable as household savings fall, debt builds

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Households are facing significant pressure on their balance sheets, however this is not a function of ‘the cost-of-living pressures’ or interest rates. The squeeze on households is coming from deliberate government... Read more continue reading

CPD: The stages of retirement- the adviser’s role

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Retirement marks a significant transition in one’s life, representing the culmination of years of hard work and financial planning. In this article from Allianz Retire+, the important role advisers play... Read more continue reading

You fix financial worries…so why not market that?

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It seems pretty much everyone has financial worries. “Investors spend 475 hours a year worrying about money” apparently. Well I bet the people who don’t have enough to be considered... Read more continue reading

More than a nest egg: Challenger’s Index reveals drivers of retirement happiness

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Challenger’s inaugural Retirement Happiness Index paints a vibrant picture of Australians, in or near retirement, with physical health and financial security being the primary factors influencing contentment of those over... Read more continue reading

Australian household wealth hits record high

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Australian household wealth has hit an all-time high, rising for the fifth straight quarter, with property, cash and share assets all striking record-high levels in December 2023, with direct ownership... Read more continue reading

New Moneysmart data reveals young women more stressed than young men about finances, cost of living

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New research released by ASIC’s Moneysmart has shed light on the financial concerns of Australian Gen Z women, revealing that they are more likely than Gen Z men to feel stressed and... Read more continue reading

Consumer sentiment lifts off lows

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The Westpac Melbourne Institute Consumer Sentiment Index rose 6.2% to 86 in February, from 81 in January. This is the biggest monthly gain since April last year, when the RBA... Read more continue reading

TAL research highlights the impact of financial health on physical and mental wellbeing

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New research[1] from Australian life insurer, TAL, reveals most Australians believe their financial health is a factor in their overall health (56%) and six in ten are thinking more about their financial... Read more continue reading

Taking a holistic health view to help reinforce value for clients

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As people continue to aim for holistic wellbeing, recognising the interdependence between financial, mental, and physical health will help to enable advisers offer more comprehensive and tailored guidance. Integrating preventative... Read more continue reading

Majority of homeowners face ‘debt cliff’ heading into retirement

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New research by AMP shows that older Australians are expecting to head into retirement with higher levels of debt, presenting a growing challenge to them achieving financial confidence in later... Read more continue reading