Don’t bother calling your broker when the World Cup is on the TV. Analysis of share volumes shows there is a noticeable dip in the number of trades during World Cup matches in which the market’s national team is playing. Happily, most World Cup matches this year have been scheduled during European evenings or weekends, […]
continue readingApparently eight out 10 Australians don’t get any formal financial advice. Earlier this year ASIC found that while 44 per cent of Australians said they have a short-term financial plan only 23 per cent said they had a long-term financial plan. Would you run a business with no business plan, budget or tracking your revenue […]
continue reading
10
Jul
2018
Two years after the Brexit referendum, stunningly little progress has been made in executing the withdrawal. That lack of progress has in turn led to a lack of clarity on the part of UK firms. While measures of business sentiment initially took a hit in the wake of the vote, real economic activity remained solid […]
continue reading
21
Jun
2018
In the past month Zenith has been the first Australian research house to rate three new funds from Airlie Funds Management and Firetrail Investments, and as Zenith’s Head of Equities Quan Nguyen explains, backing selective funds early is all part of a value proposition that can benefit adviser clients and their investors. That’s because like […]
continue reading
14
Jun
2018
Financial planners need to broaden their role and help clients understand their household expenses in the wake of the Royal Commission’s damning revelations. Australian households have racked up record levels of debt as interest rates have been cut to historic lows in recent years, but the Commission heard that most lenders still over-rely on the […]
continue reading
31
May
2018
Australian businesses do not fully understand and have not prepared for the implications of the new IFRS 16 leasing standard that comes into effect from 1 January 2019, according to the first in depth study of Australian corporate market readiness for IFRS 16 completed by Maia Financial. Maia Financial’s report, Challenges and Opportunities in the […]
continue reading
31
May
2018
The financial services industry may have underestimated the dramatic falloff in retiree spending as they age, according to a Milliman analysis of real-world expenditure data. The median retired couples’ expenditure falls by more than one-third (36.7%) as they move from their peak spending years in early retirement (65 to 69 years of age) and into […]
continue reading
17
May
2018
Mental health and wellness issues are transforming the insurance sector, with more than 23 per cent of income protection claims now involving a mental health condition. In response, insurers are changing the services they provide and taking a more active role in preventative programs for the wellbeing of their customers. According to ANZ Wealth Head […]
continue reading
11
May
2018
It can be tough knowing the right way to teach kids about money and how it works when finance and payments is such a rapidly changing area. The increasingly digital nature of money means that it’s no longer appropriate just to give a child a piggy bank and pocket money as the main financial lesson […]
continue reading
19
Apr
2018
It’s a recent addition to the lexicon, but this phrase has become widely used and is one that a growing number of Australians can relate to. In this article, Centuria examines the rise of the ‘Bank of Mum and Dad’ and looks at strategies to help your clients avoid dipping into their savings to help […]
continue reading
27
Mar
2018
Earn CPD Points
CPD: Too Lowe for zero?October saw the Reserve Bank of Australia (RBA) cut interest ...
CPD: Ethics and financial abuse - responsibilities and strategies for financial advisersIt’s hard to imagine, but statistics show up to 10 ...
CPD: Asset allocation – the driver of portfolio returnsModern Portfolio Theory, pioneered by Harry Markowitz in 1952, introduced ...
CPD: Estate planning – overcoming client objectionsFinancial advisers are ideally positioned to initiate and project manage ...
CPD: Estate planning – where there’s a Will there’s a wayOften, when people think of estate planning, they focus on ...
0 comments