Opportunity for advisers to show value of their advice

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The current market environment gives advisers a special opportunity to show their worth to clients, says Damen Purcell, head of retail distribution at Australian Unity Investments. “After three or four years of most clients being unwilling to do anything but put their money into cash, things are starting to change, and there is increasing interest […]

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Superannuation strategies for compliance and competition

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A significant number of Australian employers are yet to fully assess the impact of the upcoming Stronger Super reforms on their operations, and more than half don’t have a plan in place to ensure compliance, a new survey has revealed. This is despite the fact that, for many organisations, the new regime is likely to […]

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3 reasons clients love electronic engagement

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There are some great reasons to go digital in your advice process:  not least of which is that it gets rid of the “personal embarrassment” factor many consumers have when talking about personal finance to other people, even professionals. An adviser asked me recently about doing business with people he had never actually met – […]

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BT Financial Health Index reveals households under strain

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Almost a third of Australian households are living from pay cheque to pay cheque and an astonishing 17 per cent would struggle to find $500-$1000 to deal with an emergency, according to the BT Australian Financial Health Index. The nationwide survey of 4966 Australians conducted for financial services specialist BT by professional services firm Ernst […]

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Leisure spending is top financial priority for festive Aussies

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Australians are prioritising spending on holidays and leisure over other longer term financial goals according to a nationwide poll from TAL.  The research has found that the festive spirit of Australians was not dampened by any predictions of economic uncertainty in 2013, with almost three quarters of Australians (74%) rating spending on leisure as their […]

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Investment trends – margin lending

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RBA figures show the total margin lending industry has shrunk from a high of $42bn five years ago to $12.7bn in September 2012. Against this backdrop the eighth annual Investment Trends Margin Lending Investor Report looks at the way forward for the industry. Key trends included: The number of current margin lending investors may have […]

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Workin’ 9 to 5: what a way to be unhealthy this festive season?

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With the Christmas party season in full swing, Australian adults will no doubt be looking forward to indulging in a few well-earned festive treats. However, for those of us attempting not go too overboard, it appears our working lives are getting in the way of these healthy intentions. Respondents of the AIA Australia Healthy Living […]

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Dining out more important than protecting lifestyle

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Australians would prefer to spend extra income dining out rather than taking out or upgrading life insurance to protect their lifestyle and financial commitments, according to a nationwide poll conducted for TAL, Australia’s leading specialist life insurer.  In fact, given extra money to spend most people would prefer to do almost anything other than enhance […]

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Women on top when it comes to planning for the future

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Women may feel less comfortable with money than men, but in reality they are more in control of their financial futures than their male counterparts.  This is one of the key findings from the latest RaboDirect National Savings and Debt Barometer (NSDB). The most recent NSDB, which RaboDirect conducts annually, polled over 2,355 financial decision […]

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Dire level of savings nothing to give thanks about

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Thanksgiving may not be a national celebration in Australia, but an exploration of US and Australian attitudes towards savings and debt shows that, when it comes to planning for our financial future, we have a lot in common. And that is, that far too many of us are spending more time planning our next celebratory […]

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