Investment trends – margin lending

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RBA figures show the total margin lending industry has shrunk from a high of $42bn five years ago to $12.7bn in September 2012. Against this backdrop the eighth annual Investment Trends Margin Lending Investor Report looks at the way forward for the industry. Key trends included: The number of current margin lending investors may have […]

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Workin’ 9 to 5: what a way to be unhealthy this festive season?

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With the Christmas party season in full swing, Australian adults will no doubt be looking forward to indulging in a few well-earned festive treats. However, for those of us attempting not go too overboard, it appears our working lives are getting in the way of these healthy intentions. Respondents of the AIA Australia Healthy Living […]

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Dining out more important than protecting lifestyle

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Australians would prefer to spend extra income dining out rather than taking out or upgrading life insurance to protect their lifestyle and financial commitments, according to a nationwide poll conducted for TAL, Australia’s leading specialist life insurer.  In fact, given extra money to spend most people would prefer to do almost anything other than enhance […]

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Women on top when it comes to planning for the future

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Women may feel less comfortable with money than men, but in reality they are more in control of their financial futures than their male counterparts.  This is one of the key findings from the latest RaboDirect National Savings and Debt Barometer (NSDB). The most recent NSDB, which RaboDirect conducts annually, polled over 2,355 financial decision […]

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Dire level of savings nothing to give thanks about

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Thanksgiving may not be a national celebration in Australia, but an exploration of US and Australian attitudes towards savings and debt shows that, when it comes to planning for our financial future, we have a lot in common. And that is, that far too many of us are spending more time planning our next celebratory […]

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Male and female satisfaction with financial advisers diverges

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Client satisfaction with their financial adviser has declined over the last six months, largely driven by falling satisfaction among male clients, according to the latest Lifeplan ICFS Financial Advice Satisfaction Index.  It is the first time since the survey started in 2007 that there has been a divergence in the satisfaction levels of men and […]

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No seriously, it’s not you–it’s me!

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Welcome to the latest CPD article from Ray Griffin in which he explores what for some is the most difficult thing to do in professional practice – to ‘let a client go’. Ray helps you realise when it’s not working between you and a client and then guides you through the letting go, with a […]

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Top marks go to Gen Y for financial know-how

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Generation Y – financially reckless or astute? According to a recent survey commissioned by RaboDirect, this generation’s financial know-how is often better than that of Gen X and even of their Baby Boomer parents. The 2012 National Savings and Debt Barometer, shows that Gen Y are not as financially irresponsible as is often touted by […]

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Smart Austalians income and wealth report

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This AMP.NATSEM report looks at how educated and innovative Australians are, how this has changed over time and how we compare to other countries around the world. The report explores how Australians participate in education, from preschool through to university, achievement in literacy and numeracy, the pathways school leavers take and whether gaining an education pays off […]

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Smart Australians Report

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Australians with postgraduate degrees will earn almost double, or $3.2 million, over their working lives compared to people with Year 11 or less qualification, who can expect to earn only $1.7 million, according to the latest AMP.NATSEM report. But women still face earnings inequality with the report finding that a 25 year old woman with […]

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