Using interest free finance wisely for home renovations

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If our passion for television show “The Block” is anything to go by, Australians like to renovate (or watch other people renovate!).  Many of my clients are joining an army of renovators and I can sympathise as my wife and I have just completed a kitchen renovation while expecting our second child, So, if you […]

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Can a Court override your right to decide whether or not to receive medical treatment?

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An individual can normally consent or refuse any medical treatment.  However, this right could be taken away by the Courts in some extreme circumstances. A Court’s ability to override the right of a person who lacks mental capacity to refuse medical treatment in extreme circumstances was highlighted in a NSW Supreme Court case earlier this […]

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Australian business confidence surges to highest level in 6 ½ years

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Small and medium business (SMB) confidence is now sitting at its highest level since March 2010, following an eight point rise to +46 on a net basis, according to the latest Sensis Business Index (SBI) survey. Sensis Chief Executive Officer, John Allan said: “Businesses closed out 2016 on a high, with confidence up seven points […]

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Australian divorcees suffer five year financial hit: AMP.NATSEM

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It takes five years for divorced couples to recover their financial position following separation, according to new research released by AMP yesterday. The latest AMP.NATSEM report – For Richer, For Poorer: Divorce in Australia – discovered the financial fallout of divorce not only decimates savings and assets but threatens the ability for many to get […]

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Online contracts: click to agree

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When millions of users signed up for ‘Pokémon Go’ they agreed to a term granting the app developers access to see and modify nearly all of their information on their Google accounts – including emails. We’ve been wondering how many users were aware of this. Were you? In our online world, people are increasingly entering […]

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What did you not achieve this year? … Here are five tips to get you off to a good start for 2017

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“Wow. It’s almost Christmas” … “Where has the year gone” … Familiar cries for the start of December. What did you achieve in 2016? Did you achieve all that you set out to do? Chances are, you may not have achieved the financial and lifestyle goals that you thought you would have in 2016. One […]

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FPA announces impending Money & Life website launch

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The Financial Planning Association of Australia (FPA) has announced it will soon launch Money & Life, an online destination designed to help Australians improve their financial wellbeing. The site will offer regular content that empowers and educates Australians with up-to-date information, practical tips and inspiring real life stories to help them manage their finances. Money […]

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Investors focus on state polling as U.S. election nears

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With less than a week to go until the U.S. presidential election, investor anxiety about tomorrow’s outcome is running high, as evidenced by the recent move in risk assets. So what should investors (and others) focus on between now and Election Day? We think state polling in the coming days will be especially important. Since […]

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FPA’s Dare to Dream Campaign – inspiring Australia to dream! (Part 3)

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As part of the recent 16th Financial Planning Week the FPA have assembled some resources about the importance of financial independence, and the benefits of a financial plan for all Australians. In the final week we have a financial personality quiz for you share with your clients. As a nation, we’re dreaming more – but we’re […]

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The money or the time?

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According to IOOF, time and money are both valuable commodities. Financial advice, however, has traditionally considered money, such as investment returns above a benchmark, as the measure of the value provided to clients. “The rich invest in time, the poor invest in money” – Warren Buffett. Those who regularly read my articles will know how […]

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