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Everything from AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

New breach reporting obligations – a practical guide to understanding and complying

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

In October 2022, ASIC released a report examining the first 9 months of the Reportable Situations (more commonly referred to as Breach Reporting) regime[1]. The main outtake from this report

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08 Feb 2023

Advice client philanthropy – a consumer protection perspective

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Compile a list of the biggest emerging trends in financial advice, and the growing client interest in philanthropy is likely to figure prominently. This should come as no surprise, sandwiched

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25 Jan 2023

Managing the risks of virtual client meetings – a consumer protection perspective

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Necessity – as the saying goes – is the mother of invention, and one of the many legacies of COVID will be the extent to which it massively accelerated the

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01 Dec 2022

Consumer protection essentials – improving the financial resilience of advice clients

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Just over a decade ago, Australian Treasury researchers proposed a framework for financial consumer protection that comprised 4 pillars: financial advice, financial literacy, disclosure, and product regulation[1]. Whilst this framework

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11 Nov 2022

Consumer Data Right – adviser consumer protection – opportunities and obligations in a post-Optus world

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Once described as “the first new human right for the digital age”[1], the Consumer Data Right (CDR) is an economy wide reform, officially launched in July 2020 and intended to

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12 Oct 2022

Consumer and adviser protection – the client financial literacy imperative

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Teach a person to fish Financial literacy – along with financial advice, product disclosure, and product regulation – is one of the four pillars of financial consumer protection. Financial literacy

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21 Sep 2022

Client complaints – new adviser obligations strengthen consumer protections

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Background to the new obligations It is difficult to overstate the extent to which transparent, accessible, and trusted complaints handling processes are a cornerstone of financial consumer protection. At the

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31 Aug 2022

Greenwashing – a major financial consumer protection challenge

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Greenwashing, and the importance of being kind to trees Some readers with more than a few miles on the clock may remember a comedy show from the 1990s, Absolutely Fabulous,

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25 Jul 2022

Bigger than Hayne? The ALRC Review and what it means for financial advisers

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

The forgotten reform? Of all the regulatory reform implemented or in development – and let’s face it there has been a lot – one that seems to have slipped under

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15 Jun 2022

Sudden wealth is on the rise – how advisers can protect clients from its pitfalls

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

The challenges of sudden wealth Most people, to a greater or lesser degree, dream of sudden wealth. But whilst the pursuit of riches can be a powerful motivating force that

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18 May 2022

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CPD: A TTR strategy for modern retirement
We are currently witnessing one of the most significant demographic transformations in Australia’s history. Over the next decade, an estimated 2.5 million Australians are expected to enter retirement[1]. This article, [...]
CPD: Trend following in uncertain times
Trend following strategies aim to generate returns by capturing sustained price movements across a diverse range of asset classes. Unlike traditional investment approaches that rely on valuation or forecasting, trend [...]
CPD: Aged care advice and ethics
Data from the Australian Institute of Health and Welfare (AIHW) shows that Australia’s population aged 65 and over is projected to reach 22% – or 8.8 million people – by [...]
CPD: AI governance – a practical framework for advisers
Regulator scrutiny of AI governance just got serious In years to come, they may well call it the ‘Mythos effect’ – the point in early 2026 where all the concerns [...]
CPD: Thinking outside the box – providing a loved one a paycheque for life
Australia’s great wealth transfer is well underway. An estimated $5.4 trillion is expected to pass from those aged 60 and over to younger generations within the next two decades.[1] In [...]