Article list

Everything from AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Financial Advice Regulatory Digest – through a consumer protection lens

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Introduction Along with disclosure, financial literacy, and financial advice, financial services regulation is one of the four accepted pillars of financial consumer protection[1]. Staying abreast – and ideally ahead –

continue reading

04 Dec 2023

Consumer protection – the financial literacy challenge with older Australians

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Our ageing population represents one of the most significant policy challenges our nation has faced in decades. The burden on our health and social security systems will grow at the

continue reading

08 Nov 2023

The new retirement puzzle, ASIC puts advisers at the centre

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

In July 2023, ASIC and APRA released the findings of their joint review into the first year of operation of the Retirement Incomes Covenant (RIC). That review concluded that super

continue reading

09 Oct 2023

Client protection – practical ways to improve the quality of your risk profiling

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Know your client, know their true risk profile Understanding the risk profile of your clients is one of the fundamental pillars to providing advice that is in their best interests.

continue reading

06 Sep 2023

Consumer protection in action – a practical adviser guide to AFCA and the FSCP

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Protecting consumers through accountability mechanisms Fundamental to any consumer protection framework for advice clients are mechanisms that (a) allow consumer redress for poor outcomes stemming from advice failures, and (b)

continue reading

03 Aug 2023

DDO phase 2 – adviser compliance ‘need to know’

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

From a consumer protection perspective, the Design and Distribution Obligations (DDO) regime, which came into effect in October 2021, represents one of the most significant regulatory reforms of recent years.

continue reading

05 Jul 2023

Advisers as finfluencers – the regulatory framework for online education and advice

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Finfluencer: A finfluencer is a content creator who breaks down complex financial concepts into easy-to-understand explanations[1]. Casually drop the word ‘finfluencer’ into a conversation and you will evoke a range

continue reading

05 Jun 2023

The time is right – The whys and how’s of compliant video SOAs

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Introduction Disclosure, along with financial advice, financial literacy, and regulation, is one of the four key pillars of financial consumer protection. And in the context of financial advice, there is

continue reading

03 May 2023

New ASIC Remediation Guidelines – a practical adviser framework

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

Remediation is big news In March 2023, ASIC published what it said would be its last update on the large-scale remediation of financial advice clients by major financial institutions[1]. These

continue reading

04 Apr 2023

QAR and the future of Limited Advice

From AdviserVoice - this Regulatory Compliance and Consumer Protection article is proudly brought to you by Perpetual Investments

QAR – are we closer to solving the limited advice conundrum? One of the most longstanding and contentious issues within financial advice is that of limited (or scaled, or episodic)

continue reading

06 Mar 2023

FIRST 12 3 4 LAST

Earn CPD Points

CPD: Tax and Self-Managed Super Funds
Super assets reached $4.2 trillion at the end of 2024, with SMSF assets forming roughly one third of the superannuation savings pool and exhibiting a six percent year on year [...]
CPD: Conflicts of interest – preparing for ASIC’s overhaul of RG 181
Introduction In late 2024, ASIC announced[1] it would be consulting with licensees and other stakeholders as part of its review and update of several Regulatory Guides, including RG 181- Licensing: [...]
CPD: Listed investments and the ethical practice
The announcement of tariffs to be imposed by the US heralded increased volatility across global financial markets. In such an environment, investors may be more likely to scrutinise the advice [...]
CPD: Trend following investments – patience is a virtue
Trend following strategies have several properties desirable to investors, particularly during periods of market volatility. In this article from GSFM’s investment partner Man Group explains why patience is a virtue [...]
CPD: The private credit zeitgeist
Private credit has been the topic de jour, with new funds being launched regularly over the past two to three years. What’s behind the sudden rise in the number of [...]