Article list

Everything from Ross Johnston - Australian Unity

Staring into the Abyss: the death of financial advice?

From Ross Johnston - Australian Unity

The language of the LICG, especially in its most recent member update, extols the virtues of fighting for the rights of the consumer, the “ill effects” of LIF of “evidence

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13 Sep 2016

The Ten Commandments of Practice Management

From Ross Johnston - Australian Unity

Improving the processes in your practice is one of those things most financial planners need to do, but usually they put it on the back burner so they can get

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05 Jul 2011

What do financial planners want from industry reforms?

From Ross Johnston - Australian Unity

It seems the people most effected by the proposed reforms of the financial advice industry have had very little say in what reforms are needed and how they should be

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24 Feb 2011

How to obtain the Holy Grail of Practice Ownership

From Ross Johnston - Australian Unity

Practice ownership is the ultimate goal of most professional financial planners. Being in control of one’s own destiny is the major reason many people seek a career in financial planning

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09 Dec 2010

Research Houses! All talk but very little value!

From Ross Johnston - Australian Unity

Financial planners continue to question the relevance of research houses, yet we still see little evidence of change in the service offering from research houses to keep pace with the

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21 Oct 2010

Earn CPD Points

CPD: The Two-Chapter retirement – a framework for understanding retiree psychology
Introduction Why do financially secure retirees still hesitate to spend, or commit to strategies that would clearly improve their outcomes? This article sets out the Two-Chapter Retirement framework, a new [...]
CPD: China’s next phase – what persistent supply-side growth means for global markets
China’s economic trajectory is shifting, but not in the way many had once expected. Consumption-led rebalancing has not materialised. Instead, economic policy continues to emphasise industrial modernisation, aligned with a [...]
CPD: Ethics and client best interests
In financial advice, acting in a client’s best interest isn’t just a regulatory rule, it’s the foundation of a trusting, successful partnership. This article, proudly sponsored by GSFM, examines the [...]
CPD: Capitalising on global growth in the decarbonisation era
Few themes rival the scale, urgency and long-term significance of climate change. Consequently, regions, countries, companies and individuals are taking positive action to decarbonise the planet and work toward net [...]
CPD: Decoding the compliance signals within AFCA’s Lead Decisions
Introduction In February 2026, the Australian Financial Complaints Authority (AFCA), reached a significant milestone when it issued its 1,000th Dixon Advisory determination[1]. Up until that point, this represented the single [...]