Investment bonds a tax effective superannuation alternative

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With superannuation reforms announced in the Federal Government’s 2016-17 Budget being realised, it is imperative that people consider ways to achieve a tax effective retirement income outside the superannuation system, says Matt Walsh, general manager of Life and Super at Australian Unity. The superannuation reform package of bills has now been passed by the House […]

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Zenith upgrades Lifeplan Investment Bond to “highly recommended”

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The Lifeplan Investment Bond (formerly Lifeplan NextGen Investments) has been upgraded from “recommended” to “highly recommended” by Zenith Investment Partners in its latest review. In its report, Zenith said it views the Bond’s investment menu as robust, providing a well diversified suite of investment managers, asset classes and investment styles. “There are many different applications […]

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New investors reaping rewards while baby boomers worried about the future

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The bi-annual Lifeplan ICFS Financial Advice Satisfaction index has revealed that while wealthier investors aged over 60 are worried about the future of their investments, new investors are engaging more with financial advisers and benefitting from the recent positive results from the capital markets. Australian Unity undertakes the ICFS Financial Advice Satisfaction index survey every […]

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Lifeplan FUM hits $2 billion – inflows boosted by superannuation uncertainty and technology upgrades

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The popularity of investment bonds has surged since the start of the year, with Australian Unity’s investment bond business, Lifeplan, passing through the $2 billion in funds under management (FUM), advice and administration mark. “The on-going uncertainty surrounding superannuation, particularly since the May Federal Budget, has contributed to a boost in the popularity of investment […]

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Political risk affects how assets are held

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Australian investors must recognise that political risk is currently a significant consideration in wealth creation and management, Matt Walsh, head of Lifeplan, has warned. “Managing political risk clearly involves the diversification of assets and asset classes but what is not so widely understood is that it should involve the diversification of how investments are held. […]

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Lifeplan enhances NextGen Investments

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Following growing interest in investment bonds, Lifeplan has updated its leading investment bond offering, NextGen Investments, with eight new investment options and an additional rebate tier. Matt Walsh, head of Lifeplan, said the proposed changes to superannuation in May’s federal budget have triggered a surge of interest in the NextGen investment bond. “Investment bonds are […]

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Lifeplan launches investor portal

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Lifeplan has entrenched its digital presence in the market with the launch of an online investor portal enabling investors to monitor and transact online. The development and launch of the Investor Portal follows the successful launch of the Adviser Portal in November 2014. The launch follows Lifeplan’s extensive consultation with advisers and investors, in order […]

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Don’t panic: tax effective retirement income still an option

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While the changes to superannuation in last week’s Federal Budget caught many by surprise, there are well-established options to help people achieve a tax effective retirement income, says Matt Walsh, head of Lifeplan. “The government-mandated superannuation system means that many people had stopped considering alternatives other than super for saving for their retirement. The changes […]

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Death, taxes and increasing education costs: nothing is more certain

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Australian families should brace themselves for more ‘user pays’ in our education system. Regardless of whether the current Federal Government achieves its stated education reforms, costs will inevitably rise in the future, according to Matt Walsh, head of Lifeplan. “There’s an old saying that ‘nothing can be said to be certain, except death and taxes’ […]

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Gen Y’s satisfaction with financial advice surges as advice index hits high

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In previous surveys, an investor’s age was positively correlated to the three drivers of advocacy: performance, trust and reliability, and technical ability of their financial adviser – i.e. the older the investor, the more likely they were to be satisfied with their adviser. However, over the past two surveys, the youngest cohort of investors has […]

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