US to launch second wave of quantative easing

The potential for policy shifts in the US economy has been the pivotal driver in financial markets ever since Fed member Bullard surprised investors early in the summer by floating the prospect of the printing presses rolling again. After what has seemed an eternity, the US Federal reserve confirmed last night that they will launch […]

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Learn the lessons of 2010 to build wealth in 2011 says leading technical expert Strategy Steps

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Spread the risk between Australian and international shares Generate income safely while managing longevity risk Return to gearing but be responsible Avoid ATO penalties while maximising super contribution strategies Avoid one-sided investment advice – demand holistic advice 2011 is the time to implement proactive wealth building strategies after a volatile year in which investors and […]

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How do you move beyond “vanilla” investments in an SMSF?

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As SMSF trustees and advisers become more familiar with the flexibility of the SMSF structure, attention is being focused on just what different types of assets can be used within an SMSF. While most people are familiar with the normal asset classes and vehicles that are used, moving beyond these familiar borders can lead to […]

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Removing the roadblocks to quality financial advice

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There are numerous legal and ethical risks related to the provision of financial advice to Australian consumers, all of which may impact on the quality of financial advisory outcomes that Australians receive. The issue for many Australian financial services (AFS) licensees is the appropriate identification and management of those risks, thus removing some of the […]

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How to build organisational resilience to ethical risk using integrity based mechanisms and culture

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Whilst tactics to remain competitive in a modern commercial environment often influence the belief that behaving ethically is not profitable, I like to think that a series of global financial and corporate scandals involving the James Hardie Group, HIH and the Australian Wheat Board has accelerated a new social mantra, that society expects business to […]

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Professionalism and Ethics in Financial Planning

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Financial planning advice is becoming increasingly relevant to the economic objectives of Australians. However, the evidence suggests there are numerous ethical risks related to the provision of that advice and other factors that may be influencing the ethical decision making of financial planners and compliance officers in their respective roles. The purpose of this study […]

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Greetings from the AFA conference

This is my first of what should be a brief but regular contribution to AdviserVoice, written from the point of view of a practicing self Licensed Adviser.  Naturally other ‘Gurus’ will offer different and sometimes contrary ideas but hopefully it will encourage lively debate. I am currently attending the “AFA Conference’ on the Gold Coast, […]

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Research Houses! All talk but very little value!

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Financial planners continue to question the relevance of research houses, yet we still see little evidence of change in the service offering from research houses to keep pace with the ever changing financial advice environment. What is the role of research houses now? Following the performance of the majority of research houses over the last […]

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Outlook for UK financial advisers

The big news from the UK is the landscape for retail financial advisers is currently going through a major and prolonged, regulator induced upheaval. In June 2006 the UK’s regulator, the Financial Services Authority, instigated its ‘Retail Distribution Review,’ the outcome of which is that the majority of UK based adviser firms are having to […]

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US FPA says financial planning’s future remains uncertain

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Nearly 2500 people from the financial planning community from around the world descended on Denver for the US FPA conference. It covered almost 5 days of education, networking, recognition and socializing. The big question for Australians attending and there were around 30  of them was are the current issues being faced in Australia as financial […]

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