The gift of education – and the hidden costs of funding it

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Benjamin Franklin said that “an investment in knowledge pays the best interest”; however, given prevailing interest rates and the spiralling costs of education, saving enough to fund the educational needs... Read more continue reading

Beware the ‘reflation trade’ in financial markets – if it looks certain, it probably isn’t

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Reflation trade Since the election of President Trump, financial markets have begun to price in significant tax cuts and infrastructure spending for the US economy. In addition, there is the... Read more continue reading

How the scientist invested and won

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Three years ago, we posed the question, How would a scientist construct a portfolio?. The results are in and the investment performance is as the scientist predicted. In 2013 the... Read more continue reading

Margin lending – the basics

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Margin lending is a form of gearing whereby investors borrow money to invest in shares, exchange traded products (ETPs) and managed funds. There are good reasons to use margin loans,... Read more continue reading

Debunking conventional wisdom

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Grant Samuel Funds Management recently hosted Scott Weiner, managing principal and portfolio manager with fixed income specialists Payden & Rygel. Scott presented to a number of financial advisers around the... Read more continue reading

It’s time to go global

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Many Australian investors rely on regular dividend payments. Companies which boast consistently impressive dividend yields are often considered to be well-governed, generating consistently strong cash flow and prioritising shareholders. Yet... Read more continue reading

The emerging middle class and its implications for global investment

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In our recent article Young tiger stalks ageing dragon we compared and contrasted India and China in terms of their economic and social development. What was clear from that paper was... Read more continue reading

How to avoid unintended concentration risk

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Concentration risk can be defined as the risk of amplified losses that may occur from having a substantial portion of a portfolio in a specific investment, sector or asset class. The... Read more continue reading

Tax Effective Investing outside of superannuation – look no further than investment bonds

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Advisers and investors urged to look carefully at options outside of super Following changes to superannuation legislated in 2016, the Treasurer has been vocal in his view that superannuation should... Read more continue reading

Value or growth?

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One of the great investment debates centres on whether you should be a value or a growth investor. We believe there’s more than enough evidence to support the view that... Read more continue reading