Tax Effective Investing outside of superannuation – look no further than investment bonds

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Advisers and investors urged to look carefully at options outside of super Following changes to superannuation legislated in 2016, the Treasurer has been vocal in his view that superannuation should

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Estate planning made simple

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 An investment bond gives you certainty and simplicity in estate planning. Clients spend a lifetime saving and building their wealth, however without an effective estate planning solution, families can face

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Using investment bonds to increase age pension and manage the intergenerational transfer of wealth

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Utilising investment bonds to manage intergenerational transfer of wealth post 1 January 2017 may have the by-product of increasing Age Pension entitlements – Case Study Bob (78) and Margaret (68).

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Utilising Investment Bonds to maximise your age pension entitlements post 1 January 2017

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Overview From 1 January 2017, there are changes to the assets test taper rates and thresholds; this means many couples and individuals could lose part or all of their age

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Changes to superannuation – the end of unlimited, tax effective superannuation

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“Now that the Government has finalised legislation for super reforms, there is some certainty over the changes that will come into place on 1st July 2017. “What the legislation shows

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The Election is over, and it is likely that unlimited taxeffective super balances are over too

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“Proposed changes to superannuation may have a significant impact on the retirement savings plans for many Australians and they need to consider alternative tax-effective strategies.” These are the words of

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All eyes on “supplementing super” ahead of budget night

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With mooted changes to superannuation tax incentives one of the hottest and most contentious tips for the upcoming federal budget, many Australians are facing a real conundrum about supplementing and

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Lonsec gives Centuria investment bonds the seal of approval

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Ratings house Lonsec Research has rated four of Centuria Life Limited’s investment bonds ‘Investment Grade’. Based on rigorous analysis, this rating means that Lonsec has conviction the financial product can

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Half-yearly results a strong scorecard for Centuria

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Specialist investment manager Centuria Capital has announced results for the half year ended 31 December 2015 and declared a fully franked dividend of 2.25 cents per share, up 12.5% from

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Lonsec gives Centuria investment bonds the seal of approval

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Ratings house Lonsec Research has rated four of Centuria Life Limited’s investment bonds ‘Investment Grade’. Based on rigorous analysis, this rating means that Lonsec has conviction the financial product can

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